319 Main St, North Reading, MA 01864 Property Records

Middlesex County and North Reading Town property record for 319 Main St, North Reading, MA 01864

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,397 sqft · built 1922
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Trust Names on File
Tax Bill	$7,937 (2026)
Deeds & Mortgages	Apr 2024 Transfer Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:12-P:131`

Property Details

APN / Parcel Number

Primary APN	`M:12-P:131`
Alternative APN	`NREA M:012.0 B:0000 L:0131.0`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,397 sqft Living Area
Gross Area	714 sqft
1st Floor Area	714 sqft
Basement Area	546 sqft
Unfinished Basement	546 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Pool Type	In-Ground Pool
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	319 MAIN ST
City	NORTH READING
State	MA
Zip	01864-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	131.0
Jurisdiction	NORTH READING MA
Township / Civil Division	NORTH READING
Census Block Group	1
Census Block	1001
Census Tract	330201

Owner

319 Main St is held in a trust since May 2024.

Source: Middlesex County and North Reading Town records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	13 EAMES ST, NORTH READING, MA 01864-2116
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Quit Claim Deed, Transfer Quitclaim
Aug 9, 2018	Quit Claim Deed, Transfer EMERALD CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	May 30, 2024
Transfer Doc	082821-590
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Apr 22, 2024
Property Address	319 MAIN ST, NORTH READING, MA 01864-1326
Document Number	082686-283
Book / Page	82686 / 283
Instrument Date	Apr 19, 2024
Instrument	39878
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 MAIN ST, NORTH READING, MA 01864-1326

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NORTH READING MA
Recording Date	Aug 9, 2018
Property Address	319 MAIN ST, NORTH READING, MA 01864-1326
Document Number	71451-165
Book / Page	71451 / 165
Instrument	121577
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Tax	$56.49
Amount Accuracy	Non-Arm's Length Transaction
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 MAIN ST, NORTH READING, MA 01864-1326

Mortgage

Document Number	71451-170
Date	Aug 9, 2018
Book Page	71451/170
Instrument	121579

Lender

Name	EMERALD CAPITAL LLC

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 319 Main St was $7,937, up 2.4% from the year before.

Source: Middlesex County and North Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	North Reading Town
Unified School District	North Reading School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,937.00 (+2.4%)	$609,600 (+2.71%) Land $423,900 Building $185,700	$585,778
2025	$7,751.00 (+4.31%)	$593,500 (+5.51%) Land $407,800 Building $185,700
2024	$7,431.00 (+2.97%)	$562,500 (+9.03%) Land $384,500 Building $178,000
2023	$7,217.00	$515,900 Land $353,200 Building $162,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH READING WATER DEPT. serves 16,379 people · EPA ID MA3213000
Water Source	Purchased surface water from ANDOVER WATER DEPT
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	Coliform assessment Aug 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

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