319 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Bradley Beach Borough property record for 319 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,489 sqft · built 1914
Lot Size	0.067 acres (2,936 sqft)
Owner	Individual Name on Record
Last Sale	$462,500 (Feb 2021)
Tax Bill	$5,324 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-00059-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`08-00059-0000-00005`
Alternative APNs	`080005900005` `13`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,489 sqft Living Area
1st Floor Area	778 sqft
Upper Floors Area	550 sqft
Basement Area	322 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,936 sqft (0.067 acres)
Lot Dimensions	110 ft deep x 71 ft wide
Garage Type	Detached
Garage Area	260 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	13
Street Address	319 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720-1031
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU08
Legal Subdivision	ON THE/FICIAL TAX MAP/BOROUGH/
Legal Block	59
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	BRADLEY BEACH
Census Block Group	2
Census Block	2009
Census Tract	808201

Owner

Source: Monmouth County and Bradley Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2021	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on Record
Deed Sale	Feb 23, 2021 · Amount on Record
Prior Sale	May 7, 2010 · Amount on Record
Deed Document Number	202127670
Deed Book / Page	9484 / 610
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	319 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Transaction Type	Mortgage
Record Updated	Nov 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 MAIN ST, BRADLEY BEACH, NJ 07720-1031

Mortgage

Document Number	0096630351
Date	Oct 11, 2023
Book Page	9663/351
Instrument	2023070640

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Feb 1, 2051

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Feb 23, 2021
Property Address	319 MAIN ST, BRADLEY BEACH, NJ 07720-1031
Document Number	0094840610
Book / Page	9484 / 610
Instrument Date	Jan 15, 2021
Instrument	2021027670
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,815.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 HOLMEHILL LN, 27, ROSELAND, NJ 07068-1452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 MAIN ST, BRADLEY BEACH, NJ 07720-1031

Mortgage

Document Number	2021027671
Date	Feb 23, 2021
Instrument	2021027671

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Monmouth County and Bradley Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Bradley Beach Borough
Unified School District	Bradley Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$656,200 (+9.08%) Land $409,000 Building $247,200	$656,200 (+9.08%) Land $409,000 Building $247,200
2025	$5,324.00 (+1.66%)	$601,600 (+25.65%) Land $350,600 Building $251,000	$601,600 (+25.65%) Land $350,600 Building $251,000
2024	$5,237.00 (+19.1%)
2023		$478,800 Land $273,200 Building $205,600	$478,800 Land $273,200 Building $205,600
2022	$4,397.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 704 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures