319 Lugo Dr, Laredo, TX 78046 Property Records

Webb County property record for 319 Lugo Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,562 sqft · built 2017
Lot Size	0.142 acres (6,172 sqft)
Owner	Individual Name on Record
Last Sale	$132,200 (Apr 2019)
Tax Bill	$893 (2024)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`964-00018-050`

Property Details

APN / Parcel Number

Primary APN	`964-00018-050`
Alternative APN	`230377`

Interior

Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	1,562 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,172 sqft (0.142 acres)
Lot Dimensions	112 ft deep x 55 ft wide
Porch	Open Porch
Porch Area	120 sqft

Location & Zoning

Street Address	319 LUGO DR
City	LAREDO
State	TX
Zip	78046-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOT 5 BLK 18-A SANTA RITA VI-A
Legal Subdivision	SANTA RITA VI
Legal Block	18
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1007
Census Tract	1819

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	405 QUIETO DR, LAREDO, TX 78045-4281
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 23, 2019	Vendor's Lien, Transfer · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2019 · Amount on Record
Deed Sale	Apr 23, 2019 · Amount on Record
Prior Sale	Mar 31, 2011 · Amount on Record
Deed Document Number	20191358634
Deed Book / Page	4586 / 822
Prior Transfer Date	Jan 11, 2006
Prior Transfer Doc	002090/219
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	319 LUGO DR, LAREDO, TX 78046-8438
Transaction Type	Mortgage
Record Updated	Mar 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004816/716
Date	Jul 9, 2020
Book Page	4816/716
Instrument	1397220

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Apr 23, 2019
Property Address	319 LUGO DR, LAREDO, TX 78046-8438
Document Number	004586/822
Book / Page	4586 / 822
Map Reference	VOL 24 PG 73&74
Instrument Date	Apr 18, 2019
Instrument	1358634
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 LUGO DR, LAREDO, TX 78046-8438

Mortgage

Document Number	0001358635
Date	Apr 23, 2019
Instrument	1358635

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$219,035 (+22.67%) Land $55,116 Building $163,919	$219,035 (+22.67%) Land $55,116 Building $163,919
2024	$893.00 (-17.16%)
2023		$178,558 Land $46,228 Building $132,330	$178,558 Land $46,228 Building $132,330
2022	$1,078.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Smartcom Telephone.

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