319 Joy Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 319 Joy Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,679 sqft · built 1957
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Tax Bill	$3,819 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Oct 2018 Line of Credit + 3 more
APN	`04-31-0-202-003`

Property Details

APN / Parcel Number

Primary APN	`04-31-0-202-003`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,679 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,405 sqft (0.17 acres)

Exterior Amenities

Deck Area	128 sqft
Patio Area	128 sqft
Shed	1 Shed
Shed Area	140 sqft
Canopy	130 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	319 JOY DR
City	O FALLON
State	IL
Zip	62269-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAUSS, ART, HOMESITES LOT/SEC-49 A02822077
Legal Subdivision	FAUSS, ART, HOMESITES
Legal Block	202
Legal Lot Number	49
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	3
Census Block	3022
Census Tract	504354

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	215 CRIMSON CIR, O FALLON, IL 62269-1684
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Oct 23, 2018	Deed of Trust, Mortgage · Line of Credit FCB BK
Jun 8, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 20, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE
Jan 20, 2017	Grant Deed, Transfer SERVICELINK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2024
Deed Sale	Aug 15, 2024
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	20242822077
Prior Transfer Date	Jun 8, 2018
Prior Transfer Doc	00A2578830
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 31, 2020
Property Address	319 JOY DR, O FALLON, IL 62269-2412
Document Number	00A2664883
Instrument Date	Aug 27, 2020
Instrument	2664883
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5009 BRISTOL HILL DR O FALLON IL 622697346, O FALLON, IL 62269-7346

Mortgage

Document Number	A2664884
Date	Aug 31, 2020
Instrument	2664884

Lender

Name	FCB BANKS
Address	COLLINSVILLE, IL 62234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2050

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	319 JOY DR, O FALLON, IL 62269-2412
Document Number	00A2595862
Instrument Date	Oct 23, 2018
Transaction Type	Mortgage
Record Updated	Nov 29, 2018
Title Company	ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	912 SAINT NICHOLAS DR O FALLON IL 622693172, O FALLON, IL 62269-3172

Mortgage

Document Number	00A2595862
Date	Nov 9, 2018
Instrument	2595862

Lender

Name	FCB BK
Type	Bank
Address	SWANSEA, IL 62226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 8, 2018
Property Address	319 JOY DR, O FALLON, IL 62269-2412
Document Number	00A2578830
Instrument Date	Jun 8, 2018
Instrument	2578830
Transaction Type	Transfer
Record Updated	Jun 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 SAINT NICHOLAS DR O FALLON IL 622693172, O FALLON, IL 62269-3172

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 20, 2017
Property Address	319 JOY DR, O FALLON, IL 62269-2412
Document Number	00A2530518
Instrument Date	Mar 17, 2017
Instrument	2530518
Transaction Type	Transfer
Record Updated	Apr 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 JOY DR O FALLON IL 622692412, O FALLON, IL 62269-2412

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jan 20, 2017
Property Address	319 JOY DR, O FALLON, IL 62269-2412
Document Number	00A2524205
Instrument Date	Dec 8, 2016
Instrument	2524205
Transaction Type	Transfer
Record Updated	Mar 31, 2017
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,819.00 (+8.4%)	$52,985 (+9.62%) Land $7,438 Building $45,547	$158,955 (+9.62%) Land $22,314 Building $136,641
2024	$3,523.00	$48,335 (+22.55%) Land $6,785 Building $41,550	$145,005 (+22.55%) Land $20,355 Building $124,650
2022		$39,441 Land $5,536 Building $33,905	$118,323 Land $16,608 Building $101,715

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	4 (1979–2013)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: ClearWave.

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