319 Irwin St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 319 Irwin St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,404 sqft · built 1925
Lot Size	0.108 acres (4,704 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Nov 2003)
Tax Bill	$4,750 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19-01217-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`19-01217-0000-00007`
Alternative APNs	`190121700007` `06006870` `2086`

Interior

Stories	2 Stories
Building Area	1,404 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,704 sqft (0.108 acres)
Lot Dimensions	117 ft deep x 40 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	2086
Street Address	319 IRWIN ST
City	PHILLIPSBURG
State	NJ
Zip	08865-2548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	1217
Legal Lot Number	7
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2015
Census Tract	30600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

319 Irwin St is owned by two individuals who bought it in November 2003.

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	55 WALTER WAY, STEWARTSVILLE, NJ 08886-3225
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 6, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2003 · Amount on File
Deed Sale	Nov 24, 2003 · Amount on File
Prior Sale	Jan 21, 2003 · Amount on File
Deed Document Number	2003215470
Deed Book / Page	1898 / 39
Prior Transfer Date	Jan 14, 2003
Prior Transfer Doc	0000215470
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	319 IRWIN ST, PHILLIPSBURG, NJ 08865-2548
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 IRWIN ST, PHILLIPSBURG, NJ 08865-2548

Mortgage

Document Number	0007860/61
Date	Feb 11, 2026
Book Page	7860/61
Instrument	2026-632780

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 6, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Property Address	319 IRWIN ST, PHILLIPSBURG, NJ 08865-2548
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	55 WALTER WAY, STEWARTSVILLE, NJ 08886-3225

Mortgage

Document Number	0007858/48
Date	Feb 6, 2026
Book Page	7858/48
Instrument	2026-632632

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Feb 6, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 319 Irwin St was $4,750, up 2.9% from the year before.

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$101,600 (-) Land $27,600 Building $74,000	$101,600 (-) Land $27,600 Building $74,000
2025	$4,750.00 (+2.86%)	$101,600 Land $27,600 Building $74,000	$101,600 Land $27,600 Building $74,000
2024	$4,618.00
2023		$101,600 Land $27,600 Building $74,000	$101,600 Land $27,600 Building $74,000
2022	$4,214.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Irwin St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2005–2006)
Most Recent Claim	Jun 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Irwin St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Xfinity.

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