Pender County property record for 319 Hughes Rd, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,636 sqft · built 2025 |
| Lot Size | 0.771 acres (33,628 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Aug 2024) |
| Tax Bill | $738 (2025) |
| Deeds & Mortgages | Apr 2025 Construction Loan Aug 2024 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 3282-92-5261-0000 |
| Primary APN | 3282-92-5261-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,636 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2025 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Masonry |
| Lot Area | 33,628 sqft (0.771 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 000057842 |
|---|---|
| Old Parcel Number | 3282 92 5261 0000 |
| Street Address | 319 HUGHES RD |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-2129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SEEMAP |
| Legal Description | L 70, PB 12/1 WASHINGTON ACRES |
| Legal Subdivision | WASHINGTON ACRES |
| Legal Lot Number | 70 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 920202 |
Source: Pender County records, as of January 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 309 LEA DR, HAMPSTEAD, NC 28443-2283 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2025 | Deed of Trust, Mortgage · Construction Mortgage FIRST CITIZENS BANK & TRUST CO |
| Aug 20, 2024 | Warranty Deed, Transfer · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 20, 2024 · Amount on Record |
| Deed Sale | Aug 20, 2024 · Amount on Record |
| Prior Sale | Sep 26, 2007 · Amount on Record |
| Deed Document Number | 0012524844 |
| Deed Book / Page | 1252 / 4844 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 319 HUGHES RD, HAMPSTEAD, NC 28443-2129 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 309 LEA DR, HAMPSTEAD, NC 28443-2283 |
| Document Number | 0048610631 |
|---|---|
| Date | Apr 22, 2025 |
| Book Page | 4861/631 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COLUMBIA, SC 29211 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.07% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 12% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Aug 20, 2024 |
| Property Address | 319 HUGHES RD, HAMPSTEAD, NC 28443-2129 |
| Document Number | 0048441252 |
| Book / Page | 4844 / 1252 |
| Map Reference | MB 12 PG 1 |
| Instrument Date | Aug 13, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 651 MEADOWLAND DR, RIPON, CA 95366-9567 |
| Name | Verified Name |
|---|---|
| Address | 309 LEA DR, HAMPSTEAD, NC 28443-2283 |
| Document Number | 0048441255 |
|---|---|
| Date | Aug 20, 2024 |
| Instrument | 4844-1255 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $738.00 (+11.14%) | $378,216 (+373.72%) Land $84,651 Building $293,565 | $378,216 (+373.72%) Land $84,651 Building $293,565 |
| 2023 | $79,839 (-) Land $79,839 | $79,839 (-) Land $79,839 | |
| 2022 | $664.00 | $79,839 Land $79,839 | $79,839 Land $79,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 259 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 259 in force |
| Nearby Flood Claims | 69 (1988–2026) |
| Claims Outside the SFHA | 24 of 69 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · above 75% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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