Hardin County property record for 319 High St, Vine Grove, KY 40175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,700 sqft · built 1900 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Aug 2023) |
| Tax Bill | $2,017 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Aug 2023 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 118-40-06-040 |
| Primary APN | 118-40-06-040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| Basement Area | 1,292 sqft |
| Unfinished Basement | 1,292 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 196 sqft |
| Heating System | Central |
|---|
| Street Address | 319 HIGH ST |
|---|---|
| City | VINE GROVE |
| State | KY |
| Zip | 40175-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEOM SUBD LT 2 |
| Legal Subdivision | DEOM SUBD |
| Legal Block | 6 |
| Legal Lot Number | 2 |
| Jurisdiction | HARDIN KY |
| Township / Civil Division | RADCLIFF |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 800 |
Source: Hardin County records, as of January 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 29, 2025 | Deed of Trust, Mortgage · FHA Mortgage PREMIER LENDING INC |
| Aug 1, 2023 | Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Nov 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage CLASS ACT FCU |
| Feb 8, 2019 | Deed of Trust, Mortgage · Stand-Alone First Mortgage COMMONWEALTH BANK & TRUST COMPANY |
| Aug 1, 2023 | Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Feb 8, 2019 | Deed of Trust, Mortgage · FHA Mortgage COMMONWEALTH BANK & TRUST COMPANY |
| Feb 8, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance COMMONWEALTH BANK & TRUST COMPANY |
| Feb 8, 2019 | Warranty Deed, Transfer · FHA Mortgage COMMONWEALTH BANK & TRUST COMPANY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2023 · Amount on Record |
| Deed Sale | Aug 1, 2023 · Amount on Record |
| Prior Sale | Feb 8, 2019 · Amount on Record |
| Deed Book / Page | 1556 / 82 |
| Prior Transfer Date | May 26, 2010 |
| Prior Transfer Doc | 001328/795 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Document Number | 02595/1149 |
|---|---|
| Date | Dec 29, 2025 |
| Book Page | 2595/1149 |
| Name | PREMIER LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|---|
| Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Document Number | 002491/245 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 2491/245 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002415/428 |
|---|---|
| Date | Nov 24, 2021 |
| Book Page | 2415/428 |
| Name | CLASS ACT FCU |
|---|---|
| Type | Credit Union |
| Address | LOUISVILLE, KY 40219 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 5, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002258/331 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 2258/331 |
| Instrument | 20190-00001501 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Aug 1, 2023 |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Document Number | 0001556/82 |
| Book / Page | 1556 / 82 |
| Map Reference | CAB 1 SH 4921 |
| Instrument Date | Aug 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Title Company | BLUEGRASS LAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 648 MAPLE ST, LEBANON, KY 40033-1058 |
| Document Number | 002491/229 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 2491/229 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1468/588 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 1468/588 |
| Instrument | 20190-00001501 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARDIN KY |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2258/331 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 2258/331 |
| Instrument | 20190-00001501 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARDIN KY |
| Recording Date | Feb 8, 2019 |
| Property Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Document Number | 001468/588 |
| Book / Page | 1468 / 588 |
| Instrument Date | Feb 4, 2019 |
| Instrument | 20190-00001501 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 HIGH ST, VINE GROVE, KY 40175-1111 |
| Document Number | 19000001501 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 190-00001501 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 001468/588 |
|---|---|
| Date | Feb 8, 2019 |
| Book Page | 1468/588 |
| Instrument | 20190-00001501 |
| Name | COMMONWEALTH BANK & TRUST COMPANY |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Hardin County assessment roll, as of January 20, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Hardin County |
| Municipality | Vine Grove City |
| Unified School District | Hardin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,017.00 (+112.76%) | $215,000 (+81.9%) Land $15,000 Building $200,000 | $215,000 (+81.9%) Land $15,000 Building $200,000 |
| 2023 | $118,200 (-) Land $13,300 Building $104,900 | $118,200 (-) Land $13,300 Building $104,900 | |
| 2022 | $118,200 Land $13,300 Building $104,900 | $118,200 Land $13,300 Building $104,900 | |
| 2021 | $948.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2008–2021) |
| Claims Outside the SFHA | 5 of 5 |
| Most Recent Claim | Mar 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VINE GROVE WATER DEPARTMENT serves 6,703 people · EPA ID KY0470440 |
|---|---|
| Water Source | Purchased surface water from HARDIN COUNTY WATER DISTRICT #1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Jun 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Brandenburg Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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