319 Hemlock St, Inverness, FL 34452 Property Records

Citrus County property record for 319 Hemlock St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,251 sqft · built 1987
Lot Size	0.217 acres (9,466 sqft)
Owner	2 Individual Names on Record
Last Sale	$244,900 (Nov 2022)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-21-0020-02280-0010`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-21-0020-02280-0010`
Alternative APNs	`2119S20E0020022800010` `1772141`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,251 sqft Living Area
Gross Area	1,882 sqft
1st Floor Area	1,251 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	9,466 sqft (0.217 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	523 sqft
Parking Spaces	5 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	188 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1772141
Street Address	319 HEMLOCK ST
City	INVERNESS
State	FL
Zip	34452-5877
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LD
Legal Description	INVERNESS HGLDS SOUTH PB 3 PG 51 LOTS 1 & 2 BLK 228
Legal Range	20E
Legal Township	19S
Legal Section	20
Legal Subdivision	INVERNESS HIGHLANDS SOUTH
Legal Block	228
Legal Lot Number	1,2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1005
Census Tract	451103

Owner

Source: Citrus County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 HEMLOCK ST, INVERNESS, FL 34452-5877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Oct 20, 2020	Warranty Deed, Transfer SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE CO INC
Jun 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 19, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on Record
Deed Sale	Nov 14, 2022 · Amount on Record
Prior Sale	Apr 23, 2007 · Amount on Record
Deed Document Number	202276062
Deed Book / Page	3334 / 427
Prior Transfer Date	Jun 9, 2020
Prior Transfer Doc	0030661697
Record Updated	Jun 8, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 14, 2022
Property Address	319 HEMLOCK ST, INVERNESS, FL 34452-5877
Document Number	0033340427
Book / Page	3334 / 427
Map Reference	MB 3 PG 51
Instrument Date	Nov 4, 2022
Instrument	2022076062
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,714.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	34450 SMART DR, 34450, ZEPHYRHILLS, FL 33541-9615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 HEMLOCK ST, INVERNESS, FL 34452-5877

Mortgage

Document Number	0003334429
Date	Nov 14, 2022
Instrument	3334/429

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Oct 20, 2020
Property Address	319 HEMLOCK ST, INVERNESS, FL 34452-5877
Document Number	0031011024
Book / Page	003101 / 001024
Instrument Date	Oct 16, 2020
Instrument	56561
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	SOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$122.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	319 HEMLOCK ST INVERNESS FL 344525877, INVERNESS, FL 34452-5877

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CITRUS FL
Recording Date	Jun 11, 2020
Property Address	319 HEMLOCK ST, INVERNESS, FL 34452-5877
Document Number	0030661697
Book / Page	003066 / 001697
Instrument Date	Jun 9, 2020
Instrument	29768
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	319 HEMLOCK ST INVERNESS FL 344525877, INVERNESS, FL 34452-5877

January 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CITRUS FL
Recording Date	Jan 19, 2018
Property Address	319 HEMLOCK ST, INVERNESS, FL 34452-5877
Document Number	0028751364
Book / Page	002875 / 001364
Instrument Date	Jan 3, 2018
Instrument	2698
Transaction Type	Transfer
Record Updated	Feb 13, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Municipality	Inverness City
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00 (-1.68%) Homeowner's exemption	$165,003 (-2.79%) Land $10,000 Building $155,003	$165,003 (-2.79%) Land $10,000 Building $155,003
2024	$2,675.00 (+4.61%) Homeowner's exemption Additional exemption filed	$169,739 (+6.56%) Land $8,800 Building $160,939	$169,739 (+6.56%) Land $8,800 Building $160,939
2023	$2,557.00 (-6.2%) Homeowner's exemption Additional exemption filed	$159,295 (+16.88%) Land $7,600 Building $151,695	$159,295 (+16.88%) Land $7,600 Building $151,695
2022	$2,726.00	$136,293 Land $10,000 Building $126,293	$136,293 Land $10,000 Building $126,293

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INVERNESS WATER DEPT serves 7,194 people · EPA ID FL6090861
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

319 Hemlock St, Inverness, FL 34452 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

January 2018: Affidavit of Death, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Hemlock St

Nearby Streets

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