319 Grotto Ave, Pawtucket, RI 02860 Property Records

Pawtucket City property record for 319 Grotto Ave, Pawtucket, RI 02860

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 768 sqft · built 1946
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on File
Last Sale$290,000 (Apr 2022)
Tax Bill$3,838 (2025)
Deeds & MortgagesApr 2026 Mortgage
Apr 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNPAWT M:51 L:0124

Property Details

APN / Parcel Number

Primary APNPAWT M:51 L:0124
Alternative APN
  • 510124

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area768 sqft Living Area
Gross Area1,662 sqft
1st Floor Area768 sqft
Basement Area768 sqft
Unfinished Basement768 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1946
Effective Year BuiltEffective 1946
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,000 sqft (0.115 acres)
Garage TypeDetached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemSteam
Heating FuelOil

Location & Zoning

Account Number510124
Street Address319 GROTTO AVE
CityPAWTUCKET
StateRI
Zip02860-3405
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal Lot Number124
JurisdictionPAWTUCKET RI
Township / Civil DivisionPAWTUCKET
Census Block Group1
Census Block1016
Census Tract16300

Owner

319 Grotto Ave is owned and occupied by an individual who bought it in April 2022.

Source: Pawtucket City records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2026Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE FUNDING USA LLC
Apr 1, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Oct 15, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 31, 2018Deed of Trust, Mortgage · Conventional Mortgage
RHODE ISLAND HSNG & MTG FIN
Jul 31, 2018Deed of Trust, Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2022 · Amount on File
Deed SaleApr 1, 2022 · Amount on File
Prior SaleOct 15, 2021 · Amount on File
Deed Document Number202265
Deed Book / Page4853 / 6
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Recording DateApr 6, 2026
Property Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405
Document Number0000000006
Book / Page5308 / 85
Instrument DateMar 26, 2026
Instrument20266
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405

Mortgage

Document Number0005308-85,
DateApr 6, 2026
Book Page5308/85
Instrument20266
Lender
NameMORTGAGE FUNDING USA LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term349 Months
DueMay 1, 2055
Interest
Rate5.98%
Max Rate-1%

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateApr 1, 2022
Property Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405
Document Number00004853-6
Book / Page4853 / 6
Instrument DateApr 1, 2022
Instrument65
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405

Mortgage

Document Number0000000066
DateApr 1, 2022
Instrument66
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPAWTUCKET RI
Recording DateOct 15, 2021
Property Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405
Document Number4768-111
Book / Page4768 / 111
Instrument DateOct 15, 2021
Instrument17
Transaction TypeTransfer
Record UpdatedOct 28, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405

Mortgage

Document Number18
DateOct 15, 2021
Instrument18
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405
Document Number4262-326
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedJan 14, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 GROTTO AVE PAWTUCKET RI 028603405, PAWTUCKET, RI 02860-3405

Mortgage

Document Number4262-326
DateJul 31, 2018
Book Page004262/000326
Instrument67
Lender
NameRHODE ISLAND HSNG & MTG FIN
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPAWTUCKET RI
Property Address319 GROTTO AVE, PAWTUCKET, RI 02860-3405
Document Number4262-315
Instrument DateJul 31, 2018
Transaction TypeMortgage
Record UpdatedAug 14, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 FAIRVIEW AVE PAWTUCKET RI 028602505, PAWTUCKET, RI 02860-2505

Mortgage

Document Number4262-315
DateJul 31, 2018
Book Page004262/000315
Instrument66
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
AmountAmount on Record
Term360 Months
DueJul 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 319 Grotto Ave was $3,838.

Source: Pawtucket City assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
MunicipalityPawtucket City
Unified School DistrictPawtucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,838.00$291,900 Land $150,200 Building $141,700$337,011
2023$3,212.00 (+2.16%)$189,600 (-) Land $72,100 Building $117,500
2022$3,144.00$189,600 Land $72,100 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Grotto Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2010)
Claims Outside the SFHA2 of 5
Most Recent ClaimMar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 319 Grotto Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

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