319 Gafford Ln, Eastsound, WA 98245 Property Records

San Juan County property record for 319 Gafford Ln, Eastsound, WA 98245

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,866 sqft · built 2003
Lot Size	3.27 acres (142,602 sqft)
Owner	2 Company Names on Record
Last Sale	$965,000 (Jul 2019)
Tax Bill	$10,038 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171833-006-000`

Property Details

APN / Parcel Number

Primary APN	`171833-006-000`
Alternative APN	`4475`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,866 sqft Living Area
1st Floor Area	1,933 sqft
Basement Area	3,866 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Material	Concrete
Lot Area	142,602 sqft (3.27 acres)
Terrain	Wooded
View / Lot	Average
Garage Type	Detached
Garage Area	576 sqft
Driveway	Asphalt Driveway
Driveway Area	4,000 sqft
Deck Area	708 sqft
Patio Area	648 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	4475
Street Address	319 GAFFORD LN
City	EASTSOUND
State	WA
Zip	98245-9447
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRY WOOD SHORT PLAT - LOT 1, VOL. 7 PG. 4-4A SEC 18, T 37N, R 1W
Legal Range	01W
Legal Township	37N
Legal Section	18
Legal Subdivision	TERRY WOOD
Legal Lot Number	1
Jurisdiction	SAN JUAN WA
Township / Civil Division	ORCAS
Census Block Group	3
Census Block	3030
Census Tract	960101

Owner

Source: San Juan County records, as of March 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	319 GAFFORD LN, EASTSOUND, WA 98245-9447
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2022	Deed of Trust, Mortgage · Line of Credit BETHPAGE FCU
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2019 · Amount on Record
Deed Sale	Jul 11, 2019 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	20196
Last Transfer Date	May 13, 2024
Transfer Doc	0000000021
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	319 GAFFORD LN, EASTSOUND, WA 98245-9447
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000302009
Date	Mar 2, 2022
Instrument	2022-0302009

Lender

Name	BETHPAGE FCU
Type	Credit Union
Address	BETHPAGE, NY 11714

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JUAN WA
Property Address	319 GAFFORD LN, EASTSOUND, WA 98245-9447
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000106001
Date	Jan 6, 2022
Instrument	2022-0106001

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Aug 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAN JUAN WA
Recording Date	Jul 11, 2019
Property Address	319 GAFFORD LN, EASTSOUND, WA 98245-9447
Document Number	0000711006
Map Reference	VOL 7 PG 4&4A
Instrument Date	Jun 17, 2019
Instrument	2019-0711006
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	SAN JUAN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,652.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 GAFFORD LN, EASTSOUND, WA 98245-9447

Mortgage

Document Number	0000711007
Date	Jul 11, 2019
Instrument	2019-0711007

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: San Juan County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Washington
County	San Juan County
Unified School District	Orcas Island School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,038.00 (+12.31%)	$1,569,110 (+4.23%) Land $349,640 Building $1,219,470	$1,569,110 (+4.23%) Land $349,640 Building $1,219,470
2023	$8,938.00
2022		$1,505,450 Land $279,710 Building $1,225,740	$1,505,450 Land $279,710 Building $1,225,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSOUND WATER USERS ASSOCIATION private · serves 3,711 people · EPA ID WA5322170
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	40 / 3

May also be available: Orcas Online, Rock Island Communications, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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