Gaston County property record for 319 Ferrell Ave, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,330 sqft · built 1946 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $73,000 (May 2000) |
| Tax Bill | $2,922 (2026) |
| Deeds & Mortgages | Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 04008 04900 |
| Primary APN | 04008 04900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,330 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 28 sqft |
| Heating Fuel | Gas |
|---|
| Street Address | 319 FERRELL AVE |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | D W WRIGHT L 101-103 04 008 049 00 000 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 32404 |
319 Ferrell Ave is owned and occupied by two individuals who bought it in May 2000.
Source: Gaston County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 319 FERRELL AVE, BELMONT, NC 28012-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 31, 2000 · Amount on File |
| Deed Sale | May 31, 2000 · Amount on File |
| Deed Book / Page | 3092 / 12 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 319 FERRELL AVE, BELMONT, NC 28012-3637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0050270178 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 5027/0178 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | BELMONT, NC 28012 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 319 Ferrell Ave was $2,922.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,922.00 | $277,270 (-) Land $33,000 Building $244,270 | |
| 2025 | $2,922.00 | $277,270 Land $33,000 Building $244,270 | |
| 2023 | $2,952.00 | $277,270 Land $33,000 Building $244,270 | |
| 2021 | $117,640 Land $30,000 Building $87,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Ferrell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Ferrell Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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