319 Elliston Rd, Richmond, KY 40475 Property Records

Madison County property record for 319 Elliston Rd, Richmond, KY 40475

Property Summary

Property TypeSingle Family Home
Details1,110 sqft
Lot Size7.56 acres (329,314 sqft)
OwnerIndividual Name on File
Tax Bill$943 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0108-023A-0002

Property Details

APN / Parcel Number

Primary APN0108-023A-0002
Alternative APNs
  • 121045
  • 84043
  • 50544

Interior

Stories1 Story
Building Area1,110 sqft Living Area
1st Floor Area1,110 sqft
Basement Area1,110 sqft
Unfinished Basement1,110 sqft

Exterior

Exterior MaterialAluminum/Vinyl
Lot Area329,314 sqft (7.56 acres)

Location & Zoning

Account Number50544
Street Address319 ELLISTON RD
CityRICHMOND
StateKY
Zip40475-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7.56 ACRES
JurisdictionMADISON KY
Township / Civil DivisionWACO-BYBEE
Census Block Group1
Census Block1008
Census Tract11002

Owner

319 Elliston Rd, a single family home, is owned by an individual.

Source: Madison County records, as of June 10, 2026

Owner of RecordIndividual Name on File
Mailing Address299 ELLISTON RD, RICHMOND, KY 40475-7501
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
DFT2 FINANCIAL LLC
Jun 10, 2022Deed, Transfer · Commercial Mortgage
CENTRAL KENTUCKY AG CREDIT ASSN

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Recording DateJun 10, 2026
Property Address319 ELLISTON RD, RICHMOND, KY 40475-9516
Document Number0014354584
Book / Page2475 / 146
Instrument DateJun 8, 2026
Instrument202614354584
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyJETT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address411 PURITY WAY, RICHMOND, KY 40475-5635

Mortgage

Document Number0014354584,
DateJun 10, 2026
Book Page2475/146
Instrument202614354584
Lender
NameDFT2 FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Deed, Transfer

Document TypeDeed
JurisdictionMADISON KY
Recording DateJun 10, 2022
Property Address319 ELLISTON RD, RICHMOND, KY 40475-9516
Document Number00D824/418
Book / PageD824 / 418
Instrument DateJun 2, 2022
Instrument2014095730
Transaction TypeTransfer
Record UpdatedJun 23, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$100.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address225 WILSHIRE WAY, 225, RICHMOND, KY 40475-6500

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address299 ELLISTON RD, RICHMOND, KY 40475-7501

Mortgage

Document Number2014095731
DateJun 10, 2022
Instrument2014095731
Lender
NameCENTRAL KENTUCKY AG CREDIT ASSN
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term288 Months
DueJun 2, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 319 Elliston Rd was $943.

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$943.00$100,000$100,000
2023$970.00$100,000$100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Elliston Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Elliston Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 67% of Kentucky
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMADISON CO UTILITIES DISTRICT
serves 25,120 people · EPA ID KY0760224
Water SourcePurchased surface water from RICHMOND UTILITIES
Last State InspectionNov 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Jun 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

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