319 E Side Hl, Ruby, NY 12475 Property Records

Ulster County and Kingston Town property record for 319 E Side Hl, Ruby, NY 12475

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1983
Lot Size	5.5 acres (239,580 sqft)
Owner	Individual Name on Record
Tax Bill	$11,743 (2025)
Deeds & Mortgages	Feb 2023 Refinance Dec 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`116502.310`

Property Details

APN / Parcel Number

Primary APN	`116502.310`
Alternative APNs	`540003900100040263000000` `515400 39.1-4-26.310`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	784 sqft
Finished Basement	784 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	239,580 sqft (5.5 acres)
Garage Type	Detached
Garage Area	1,080 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	144 sqft
Shed	1 Shed
Canopy	1,050 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	116502.310
Street Address	319 E SIDE HL PVT
City	RUBY
State	NY
Zip	12475
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	31
Legal Block	4
Legal Lot Number	26.310
Jurisdiction	ULSTER NY
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3000
Census Tract	951500

Owner

Source: Ulster County and Kingston Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 12, RUBY, NY 12475-0012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Dec 21, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	319 EAST SIDE HILL PVT, RUBY, NY 12475
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002209
Date	Feb 28, 2023
Book Page	13042/132
Instrument	2023-2209

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2043

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ULSTER NY
Property Address	319 EAST SIDE HILL PVT, RUBY, NY 12475
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014552
Date	Dec 21, 2023
Book Page	13221/216
Instrument	2023-14552

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

Source: Ulster County and Kingston Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Kingston Town
Unified School District	Kingston City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,743.00 (+182.62%)	$243,000 (-) Land $49,200 Building $193,800	$592,683 (+21.95%) Land $120,000 Building $472,683
2023		$243,000 (+1.04%) Land $49,200 Building $193,800	$486,000 (+11.14%) Land $98,400 Building $387,600
2022		$240,500 Land $49,200 Building $191,300	$437,273 Land $89,455 Building $347,818
2021	$4,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	19 (1980–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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