319 E Locust St, Ladoga, IN 47954 Property Records

Montgomery County property record for 319 E Locust St, Ladoga, IN 47954

Property Summary

Property TypeResidential
Detailsbuilt 1979
Lot Size0.179 acres (7,797 sqft)
Owner2 Individual Names on Record
Tax Bill$1,147 (2025)
Flood ZoneZone X (minimal risk)
APN006-23011-00

Property Details

APN / Parcel Number

Primary APN006-23011-00
Alternative APN
  • 54-16-18-113-030.001-009

Interior

Plumbing Fixtures8 Plumbing Fixtures

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area7,797 sqft (0.179 acres)
Lot Dimensions130 ft deep x 60 ft wide
Garage TypeDetached
Garage Area1,200 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

Pool TypeAbove-Ground Pool
Pool Area452 sqft
Deck Area192 sqft
Shed1 Shed
Shed Area72 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account Number006-23011-00
Street Address319 E LOCUST ST
CityLADOGA
StateIN
Zip47954
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionLOT 24 HARNEY & STOVERS ADD TO LADOGA
Legal SubdivisionHARNEY & STOVERS ADD TO LADOGA
Legal Lot Number24
JurisdictionMONTGOMERY IN
Township / Civil DivisionCLARK
Census Block Group2
Census Block2088
Census Tract957500

Owner

Source: Montgomery County records, as of June 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 22, LADOGA, IN 47954-0022
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMontgomery County
County SubdivisionClark Township
MunicipalityLadoga Town
Unified School DistrictSouth Montgomery Community School Corporation (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,147.00 (+11.58%)$53,000 (+14.47%) Land $13,200 Building $39,800$53,000 (+14.47%) Land $13,200 Building $39,800
2024$1,028.00
2023$1,028.00 (+4.15%)$46,300 Land $10,900 Building $35,400$46,300 Land $10,900 Building $35,400
2022$987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLADOGA WATER WORKS
serves 1,180 people · EPA ID IN5254006
Water SourceGroundwater
Last State InspectionFeb 2024
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Spectrum
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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