319 E Gray Ave, Mooresville, NC 28115 Property Records

Iredell County property record for 319 E Gray Ave, Mooresville, NC 28115

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,631 sqft · built 1917
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2023)
Tax Bill	$3,027 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4656-87-2842.000`

Property Details

APN / Parcel Number

Primary APN	`4656-87-2842.000`
Alternative APNs	`80037476` `80101054`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,631 sqft Heated Area
Gross Area	1,977 sqft
1st Floor Area	1,631 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1917
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	108 ft deep x 105 ft wide

Exterior Amenities

Porch	Slab
Porch Area	282 sqft
Deck Area	64 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	80101054
Street Address	319 E GRAY AVE
City	MOORESVILLE
State	NC
Zip	28115-3329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HMV
Legal Description	L5 PT 4 M'VILLE MILL VILLAGE PB 4-29A
Legal Subdivision	SE MAIN ST/MILLS AV
Legal Block	87
Legal Lot Number	5
Jurisdiction	IREDELL NC
Township / Civil Division	CODDLE CREEK
Census Block Group	1
Census Block	1017
Census Tract	61603

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Mooresville Mill Village Historic District listed 2012 · 550 contributing resources · NRIS 12000238

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

319 E Gray Ave is owned and occupied by an individual who bought it in April 2023.

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	319 E GRAY AVE, MOORESVILLE, NC 28115-3329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE
Nov 19, 2021	Deed of Trust, Mortgage · Line of Credit COGENT BANK
May 9, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2023 · Amount on File
Deed Sale	Apr 6, 2023 · Amount on File
Prior Sale	Sep 3, 2013 · Amount on File
Deed Book / Page	2985 / 100
Prior Transfer Date	May 2, 2017
Prior Transfer Doc	24881509
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IREDELL NC
Recording Date	Apr 6, 2023
Property Address	319 E GRAY AVE, MOORESVILLE, NC 28115-3329
Document Number	0002985100
Book / Page	2985 / 100
Instrument Date	Apr 6, 2023
Transaction Type	Transfer
Record Updated	Apr 28, 2023
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	119 REHOBOTH LN, MOORESVILLE, NC 28117-6711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E GRAY AVE, MOORESVILLE, NC 28115-3329

Mortgage

Document Number	0002985103
Date	Apr 6, 2023
Instrument	2985/103

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IREDELL NC
Property Address	319 E GRAY AVE, MOORESVILLE, NC 28115-3329
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 REHOBOTH LN, MOORESVILLE, NC 28117-6711

Mortgage

Document Number	28734
Date	Nov 19, 2021
Book Page	2873/4

Lender

Name	COGENT BANK
Type	Bank
Address	CHARLOTTE, NC 28210

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IREDELL NC
Recording Date	May 9, 2017
Property Address	319 E GRAY AVE, MOORESVILLE, NC 28115-3329
Document Number	24881509
Book / Page	002488 / 001509
Instrument Date	May 2, 2017
Transaction Type	Transfer
Record Updated	Jun 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E GREY AVE MOORESVILLE NC 28117, MOORESVILLE, NC 28117

Tax Assessment & Valuation

The 2025 property tax bill for 319 E Gray Ave was $3,027, up 2% from the year before.

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Iredell County
Municipality	Mooresville Town
Unified School District	Mooresville City Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$242,720 (-) Land $24,500 Building $218,220	$242,720 (-) Land $24,500 Building $218,220
2025	$3,027.00 (+2.02%)	$242,720 (-) Land $24,500 Building $218,220	$242,720 (-) Land $24,500 Building $218,220
2024	$2,967.00 (+75.56%)	$242,720 (+82.99%) Land $24,500 Building $218,220	$242,720 (+82.99%) Land $24,500 Building $218,220
2023	$1,690.00 (+30.4%)	$132,640 (+54.68%) Land $24,500 Building $108,140	$132,640 (+54.68%) Land $24,500 Building $108,140
2022	$1,296.00	$85,750 Land $14,000 Building $71,750	$85,750 Land $14,000 Building $71,750

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 319 E Gray Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 E Gray Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Fiber · Cable in parts of the area	1,000 / 1,000
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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