319 E Chambers St, Jacksonville, IL 62650 Property Records

Morgan County property record for 319 E Chambers St, Jacksonville, IL 62650

Property Summary

Property Type	Single Family Home
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$96,000 (Aug 2026)
Tax Bill	$625 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-313-003`

Property Details

APN / Parcel Number

Primary APN	`09-21-313-003`

Exterior

Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	110 ft deep x 43 ft wide

Location & Zoning

Street Address	319 E CHAMBERS ST
City	JACKSONVILLE
State	IL
Zip	62650-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: CITY OF JACKSONVILLE CHAMBERS SECOND ADDITION 43FT OFF E SD OF 110FT OFF N * END LT 1 BLK 9
Legal Range	10W
Legal Township	15N
Legal Section	21
Legal Subdivision	CHAMBERS SECOND ADDITION
Legal Block	9
Legal Lot Number	1
Jurisdiction	MORGAN IL
Township / Civil Division	JACKSONVILLE NO. 3
Census Block Group	3
Census Block	3084
Census Tract	951700

Owner

Source: Morgan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Warranty Deed, Transfer · Conventional Mortgage HMA MORTGAGE
Dec 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage FARMERS NATIONAL BANK OF GRIGGSVILLE
Dec 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Nov 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FARMERS NATIONAL BANK OF GRIGGSVILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2026 · Amount on Record
Deed Sale	Aug 17, 2026 · Amount on Record
Prior Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	2026661172
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Aug 17, 2026
Property Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917
Document Number	0000661172
Instrument Date	Aug 17, 2026
Instrument	2026661172
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,544.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917

Mortgage

Document Number	0000661173,
Date	Aug 17, 2026
Instrument	2026661173

Lender

Name	HMA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.88%
Initial Type	Fixed Rate
Max Rate	-1%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN IL
Property Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	624903
Date	Dec 24, 2018
Instrument	624903

Lender

Name	FARMERS NATIONAL BANK OF GRIGGSVILLE
Type	Bank
Address	GRIGGSVILLE, IL 62340

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2048

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Dec 2, 2019
Property Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917
Document Number	0000629066
Instrument Date	Nov 27, 2019
Instrument	629066
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$97.50
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 CHRISTIAN HOME DR, 105, JACKSONVILLE, IL 62650-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN IL
Recording Date	Nov 30, 2018
Property Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917
Document Number	0000624641
Instrument Date	Nov 29, 2018
Instrument	624641
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$81.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	319 E CHAMBERS ST, JACKSONVILLE, IL 62650-2917

Mortgage

Document Number	0000624642
Date	Nov 30, 2018
Instrument	624642

Lender

Name	FARMERS NATIONAL BANK OF GRIGGSVILL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Morgan County
Municipality	Jacksonville City
Unified School District	Jacksonville School District 117 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$625.00 (-2.19%)	$22,760 (+18.23%) Land $1,020 Building $21,740	$68,280 (+18.23%) Land $3,060 Building $65,220
2024	$639.00 (-7.12%)
2023		$19,250 (-7.41%) Land $1,020 Building $18,230	$57,750 (-7.41%) Land $3,060 Building $54,690
2022	$688.00 (-2%) Homeowner's exemption Senior Citizen's exemption	$20,790 Land $1,020 Building $19,770	$62,370 Land $3,060 Building $59,310
2021	$860.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2011)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jun 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSONVILLE serves 19,903 people · EPA ID IL1370200
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon, Wisper ISP.

Nearby Properties on E Chambers St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures