319 E Cannon Ave, Albemarle, NC 28001 Property Records

Stanly County property record for 319 E Cannon Ave, Albemarle, NC 28001

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,008 sqft · built 1998
Lot Size0.31 acres (13,504 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Sep 2023)
Tax Bill$1,500 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Feb 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN654801471259

Property Details

APN / Parcel Number

Primary APN654801471259
Alternative APNs
  • 1542064
  • 1544764
  • 22912
  • 27691

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Finished Area
Basement Area625 sqft
Unfinished Basement625 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialCombination
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,504 sqft (0.31 acres)
Lot Dimensions163 ft deep x 84 ft wide
PorchPorch
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number1544764
Street Address319 E CANNON AVE
CityALBEMARLE
StateNC
Zip28001-4035
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionHSE 319 E CANNON AVE PT LT 8 654810035
Legal Lot Number8
JurisdictionSTANLY NC
Township / Civil DivisionNORTH ALBEMARLE
Census Block Group3
Census Block3030
Census Tract931204

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address319 E CANNON AVE, ALBEMARLE, NC 28001-4035
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2023Warranty Deed, Transfer · Conventional Mortgage
STATE EMPLOYEES CU
Feb 13, 2023Warranty Deed, Transfer · Line of Credit
UWHARRIE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 15, 2023 · Amount on Record
Deed SaleSep 15, 2023 · Amount on Record
Prior SaleFeb 13, 2023 · Amount on Record
Deed Document Number2023461654
Deed Book / Page1832 / 763
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateSep 15, 2023
Property Address319 E CANNON AVE, ALBEMARLE, NC 28001-4035
Document Number0000461654
Book / Page1832 / 763
Map ReferenceMB 11 PG 59
Instrument DateSep 15, 2023
Instrument461654
Transaction TypeTransfer
Record UpdatedJan 30, 2024

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$464.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12152 NC 138 HWY, NORWOOD, NC 28128-7507

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 E CANNON AVE, ALBEMARLE, NC 28001-4035

Mortgage

Document Number0000461655
DateSep 15, 2023
Instrument461655
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.77%
AdjustableAdjustable Rate Rider
Type Change DateOct 1, 2028
Change Frequency5 Years
Min Rate At Change4.77%
Max Rate At Change8.77%
Index5-Year CMT
Max Rate12.7%

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTANLY NC
Recording DateFeb 13, 2023
Property Address319 E CANNON AVE, ALBEMARLE, NC 28001-4035
Document Number0000455322
Book / Page1812 / 532
Map ReferenceMB 11 PG 59
Instrument DateFeb 13, 2023
Instrument455322
Transaction TypeTransfer
Record UpdatedJun 30, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$206.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address527 MEADOWROCK DR, ALBEMARLE, NC 28001-6705

Transferred To (Grantee/Buyer)

NameVerified Name
Address12152 NC 138 HWY, NORWOOD, NC 28128-7507

Mortgage

Document Number0000455323
DateFeb 13, 2023
Instrument455323
Lender
NameUWHARRIE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 13, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityAlbemarle City
CountyStanly County
Unified School DistrictStanly County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,500.00 (+18.95%)$133,966 (+29.55%) Land $17,362 Building $116,604$133,966 (+29.55%) Land $17,362 Building $116,604
2023$1,261.00 (+1,316.85%)$103,412 (-) Land $9,616 Building $93,796$103,412 (-) Land $9,616 Building $93,796
2022$89.00$103,412 Land $9,616 Building $93,796$103,412 Land $9,616 Building $93,796

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2018)
Most Recent ClaimSep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ALBEMARLE
serves 17,506 people · EPA ID NC0184010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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