319 E California St, Gainesville, TX 76240 Property Records

Cooke County property record for 319 E California St, Gainesville, TX 76240

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,000 sqft · built 1947
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on File
Last Sale	$303,100 (Jul 2019)
Tax Bill	$5,412 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2460-002-00004`

Property Details

APN / Parcel Number

Primary APN	`2460-002-00004`
Alternative APN	`17358`

Interior

Building Area	3,000 sqft Total Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	4,800 sqft (0.11 acres)

Location & Zoning

Account Number	2460-002-00004
Street Address	319 E CALIFORNIA ST
City	GAINESVILLE
State	TX
Zip	76240-4005
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	LINDSAY ADDN; BLOCK 2; LOT 4 & 9 E 24'
Legal Subdivision	LINDSAY ADDN
Legal Block	2
Legal Lot Number	4,9
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	4
Census Block	4058
Census Tract	500

Owner

319 E California St, a commercial property, is owned by a company that bought it in July 2019.

Source: Cooke County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	319 E CALIFORNIA ST, GAINESVILLE, TX 76240-4005
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Vendor's Lien, Transfer · Commercial Mortgage FIRST UNITED BANK & TRUST CO
Jan 31, 2017	Vendor's Lien, Transfer · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2019 · Amount on File
Deed Sale	Jul 29, 2019 · Amount on File
Prior Sale	Jan 31, 2017 · Amount on File
Deed Document Number	201993945
Deed Book / Page	2273 / 828
Prior Transfer Date	Jul 26, 2019
Prior Transfer Doc	002273/828
Record Updated	Oct 29, 2026

July 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 29, 2019
Property Address	319 E CALIFORNIA ST, GAINESVILLE, TX 76240-4005
Document Number	002273/828
Book / Page	2273 / 828
Instrument Date	Jul 26, 2019
Instrument	00093945
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1903 EVERGLADE CT, GAINESVILLE, TX 76240-3605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 E CALIFORNIA ST, GAINESVILLE, TX 76240-4005

Mortgage

Document Number	0000093946
Date	Jul 29, 2019
Instrument	00093946

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

January 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jan 31, 2017
Property Address	319 E CALIFORNIA ST, GAINESVILLE, TX 76240-4005
Document Number	002113/779
Book / Page	2113 / 779
Instrument Date	Jan 30, 2017
Instrument	00071770
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	HOWETH TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3170 GANZER RD W, DENTON, TX 76207-4467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 E CALIFORNIA ST, GAINESVILLE, TX 76240-4474

Mortgage

Document Number	0000071771
Date	Jan 31, 2017
Instrument	00071771

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 319 E California St was $5,412, up % from the year before.

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,412.00 (+0.02%)	$258,672 (-) Land $48,000 Building $210,672	$258,672 (-) Land $48,000 Building $210,672
2025	$5,411.00 (+13.01%)	$258,672 Land $48,000 Building $210,672	$258,672 Land $48,000 Building $210,672
2024	$4,788.00
2023		$252,672 Land $42,000 Building $210,672	$252,672 Land $42,000 Building $210,672
2022	$5,381.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 E California St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	103 (1981–2009)
Claims Outside the SFHA	6 of 103
Most Recent Claim	May 2009 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 30 claims Severe Storms, Tornadoes & Flooding, May 1990 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 E California St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8, T-Mobile.

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