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319 E 40th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 319 E 40th St, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms1 Baths
Year BuiltBuilt 1905
Square Footage868 sqft Finished Area
Lot Size3,850 sqft (0.088 acres)
GarageBasement
Last Sale$160,000 (2025)
Tax Bill$1,921.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-32-22-007.00

Interior

Bedrooms1 Beds
Full Baths1 Baths
Building Area868 sqft Finished Area
Gross Area1,282 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1905
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area3,850 sqft (0.088 acres)
Depth X Width110 ft x 35 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeBasement Garage

Utilities and HVAC

Cooling SystemWall Unit Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address319 E 40TH ST
CityCOVINGTON
StateKY
Zip41015-1553
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionKELLER PETER ADDN LOT 62 & PT LOT 63 35'X 110'
Legal SubdivisionKELLER PETER
Legal Lot Number62,63
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup2
Census Block2007
Census Tract61200

Owner

Source: Kenton County records · APN 056-32-22-007.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE
Nov 13, 2023Deed of Trust, Mortgage · Commercial Mortgage
HERITAGE BANK INC
Nov 17, 2025Deed of Trust, Mortgage
CITY OF COVINGTON
Oct 02, 2025Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 15, 2023Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 02, 2025 · Amount on Record
Deed SaleOct 02, 2025 · Amount on Record
Prior SaleSep 15, 2023 · Amount on Record
Deed Doc Number2025116
Deed Book / Page366 / 601
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Recording DateJul 29, 2026
Property Address319 E 40TH ST, COVINGTON, KY 41015-1553
Document Number0000016406
Book / Page467 / 667
Instrument DateJun 22, 2026
Instrument202616406
Transaction TypeMortgage
Record UpdatedAug 10, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 E 40TH ST, COVINGTON, KY 41015-1553

Mortgage

Document Number0000016406,
DateJul 29, 2026
Book Page467/667
Instrument202616406
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.51%
Max Rate-1%

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address319 E 40TH ST, COVINGTON, KY 41015-1553
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1418 CHESAPEAKE ST, COVINGTON, KY 41011-3355

Mortgage

Document Number0005900110
DateNov 13, 2023
Book PageKCM 506/606
Instrument23111305900110
Lender
NameHERITAGE BANK INC
TypeBank
AddressERLANGER, KY 41018
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term123 Months
DueFeb 08, 2034

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address319 E 40TH ST, COVINGTON, KY 41015-1553
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900155
DateNov 17, 2025
Book PageKCM 707/84
Instrument25111705900155
Lender
NameCITY OF COVINGTON
TypeGovernment Agency
AddressCOVINGTON, KY 41011
Agreement
AmountAmount Recorded
Term118 Months
DueSep 23, 2035

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateOct 02, 2025
Property Address319 E 40TH ST, COVINGTON, KY 41015-1553
Document Number0005900117
Book / PageKC 366 / 601
Instrument DateSep 26, 2025
Instrument25100205900117
Transaction TypeTransfer
Record UpdatedJan 20, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1418 CHESAPEAKE ST, COVINGTON, KY 41011-3355

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2160 SUPERIOR AVE, CLEVELAND, OH 44114-2102

Mortgage

Document Number0005900118
DateOct 02, 2025
Instrument25100205900118
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2055

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateSep 15, 2023
Property Address319 E 40TH ST, COVINGTON, KY 41015-1553
Document Number0005900215
Book / PageKC 246 / 610
Instrument DateSep 12, 2023
Instrument23091505900215
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount Recorded
Tax$110.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address319 E 40TH ST, COVINGTON, KY 41015-1553

Transferred To (Grantee/Buyer)

NameVerified Name
Address1418 CHESAPEAKE ST, COVINGTON, KY 41011-3355

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,921.00 (-0.52%)$145,000 (-) Land $10,000 Building $135,000$145,000 (-) Land $10,000 Building $135,000
2023$1,931.00 (+0.84%)$145,000 (-) Land $10,000 Building $135,000$145,000 (-) Land $10,000 Building $135,000
2022$1,915.00$145,000 Land $10,000 Building $135,000$145,000 Land $10,000 Building $135,000

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