Rusk County property record for 319 E 3rd St S, Ladysmith, WI 54848
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.189 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $79,000 (Aug 2019) |
| Tax Bill | $1,432 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 246-00408-0000 |
| Primary APN | 246-00408-0000 |
|---|
| Lot Area | 8,276 sqft |
|---|
| Street Address | 319 E 3RD ST S |
|---|---|
| City | LADYSMITH |
| State | WI |
| Zip | 54848-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CORBETTS 2ND ADDITION S 12 LOTS 17 & 18 BLOCK 1 DOCUMENT # 365420 |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 03 |
| Legal Quarter | NE |
| Quarter-Quarter Section | SW |
| Legal Subdivision | CORBETTS 2ND ADD |
| Legal Block | 1 |
| Legal Lot Number | 17-18 |
| Jurisdiction | RUSK WI |
| Township / Civil Division | LADYSMITH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 960500 |
Source: Rusk County records · APN 246-00408-0000
Assessment roll updated January 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 319 E 3RD ST S, LADYSMITH, WI 54848-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2026 | Intrafamily Transfer, Transfer |
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WHEDA |
| Sep 22, 2022 | Intrafamily Transfer, Transfer |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage BREMER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Prior Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 0000352523 |
| Last Transfer Date | Sep 22, 2022 |
| Transfer Doc | 0000365420 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RUSK WI |
| Recording Date | Mar 23, 2026 |
| Property Address | 319 E 3RD ST S, LADYSMITH, WI 54848-1845 |
| Document Number | 0000376510 |
| Instrument Date | Mar 10, 2026 |
| Instrument | 376510 |
| Transaction Type | Transfer |
| Record Updated | Apr 08, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 319 E 3RD ST S, LADYSMITH, WI 54848-1845 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUSK WI |
| Property Address | 319 E 3RD ST S, LADYSMITH, WI 54848-1845 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000352527 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 352527 |
| Name | WHEDA |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 15, 2029 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | RUSK WI |
| Recording Date | Sep 22, 2022 |
| Property Address | 319 E 3RD ST S, LADYSMITH, WI 54848-1845 |
| Document Number | 0000365420 |
| Instrument Date | Sep 21, 2022 |
| Instrument | 365420 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 319 E 3RD ST S, LADYSMITH, WI 54848-1845 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUSK WI |
| Recording Date | Aug 16, 2019 |
| Property Address | 319 E 3RD ST S, LADYSMITH, WI 54848-1845 |
| Document Number | 0000352523 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 352523 |
| Transaction Type | Transfer |
| Record Updated | Feb 07, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $237.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000352525 |
|---|---|
| Date | Aug 16, 2019 |
| Instrument | 352525 |
| Name | BREMER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Rusk County records · Assessment roll updated January 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Rusk County |
| Municipality | Ladysmith City |
| Unified School District | Ladysmith School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,432.00 (+32.84%) Homeowner's exemption | $55,200 (-) Land $6,400 Building $48,800 | $94,300 (+36.87%) |
| 2023 | $1,078.00 Homeowner's exemption | $55,200 Land $6,400 Building $48,800 | $68,900 |
Source: FEMA National Flood Hazard Layer as of February 1, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | LADYSMITH WATERWORKS serves 3,184 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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