319 Dunham Ave, Saint Joseph, MI 49085 Property Records

Berrien County property record for 319 Dunham Ave, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 1983
Lot Size	0.177 acres (7,710 sqft)
Owner	Individual Name on File
Last Sale	$264,000 (Apr 2024)
Tax Bill	$5,881 (2025)
Deeds & Mortgages	Apr 2024 Sale Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`76-1750-0005-01-5`

Property Details

APN / Parcel Number

Primary APN	`76-1750-0005-01-5`
Alternative APN	`11-76-1750-0005-01-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	7,710 sqft (0.177 acres)
Lot Dimensions	100 ft deep x 77 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	319 DUNHAM AVE
City	SAINT JOSEPH
State	MI
Zip	49085-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 - B
Legal Description	LOT 5 & THE WLY 30' OF LOT 4 DUNHAM ACRES UNRECORDED SURVEY A/7075
Legal Subdivision	DUNHAM ACRES
Legal Lot Number	4-5
Legal Unit	5,4
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	2
Census Block	2036
Census Tract	801

Owner

319 Dunham Ave is owned and occupied by an individual who bought it in April 2024.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	319 DUNHAM AVE, SAINT JOSEPH, MI 49085-2209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Warranty Deed, Transfer CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC
Nov 24, 2020	Warranty Deed, Transfer MTC
Apr 23, 2019	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2024 · Amount on File
Deed Sale	Apr 24, 2024 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	2024404580
Deed Book / Page	3425 / 218
Prior Transfer Date	Apr 8, 2011
Prior Transfer Doc	02954/2942
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 24, 2024
Property Address	319 DUNHAM AVE, SAINT JOSEPH, MI 49085-2209
Document Number	003425/218
Book / Page	3425 / 218
Map Reference	LB 8 PG 62
Instrument Date	Apr 17, 2024
Instrument	2024404580
Transaction Type	Transfer
Record Updated	May 17, 2024
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount on Record
Tax	$1,980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 DUNHAM AVE, SAINT JOSEPH, MI 49085-2209

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 24, 2020
Property Address	319 DUNHAM AVE, SAINT JOSEPH, MI 49085-2209
Document Number	03301/2747
Book / Page	3301 / 2747
Map Reference	LB 8 PG 62
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	MTC

Transaction

Amount	Amount on Record
Tax	$1,693.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 COSTA DEL SOL DR, SAINT AUGUSTINE, FL 32095-4868

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 23, 2019
Property Address	319 DUNHAM AVE, SAINT JOSEPH, MI 49085-2209
Document Number	03235/1031
Book / Page	3235 / 1031
Map Reference	LB 8 PG 62
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,204.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4160 CREEK DR, NEW BUFFALO, MI 49117-9009

Mortgage

Document Number	0032351032
Date	Apr 23, 2019
Instrument	3235/1032

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 319 Dunham Ave was $5,881 with a homeowner's exemption, up 42.6% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	St. Joseph City
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,200 (-2.94%)	$284,400 (-2.94%)
2025	$5,881.00 (+42.6%) Homeowner's exemption	$146,500	$293,000
2024	$4,124.00
2023		$110,400	$220,800
2022	$5,458.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 319 Dunham Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Dunham Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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