319 Dr Jones Rd, Gray, KY 40734 Property Records

Knox County property record for 319 Dr Jones Rd, Gray, KY 40734

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 760 sqft · built 1959
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$80,000 (Apr 2022)
Tax Bill	$663 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`028-20-05-005.00`

Property Details

APN / Parcel Number

Primary APN	`028-20-05-005.00`
Alternative APNs	`316242` `378433` `14202`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	760 sqft Total Area
Family Room	Family Room

Exterior

Year Built	Built 1959
Exterior Material	Brick/Stone
Roof Type	Mansard
Roof Material	Metal
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Detached
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	14202
Street Address	319 DR JONES RD
City	GRAY
State	KY
Zip	40734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.18 ACRE GRAY MAIN ST & ROSSLAND RD 449-762
Jurisdiction	KNOX KY
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2016
Census Tract	930300

Owner

319 Dr Jones Rd is owned and occupied by two individuals who bought it in April 2022.

Source: Knox County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	319 DR JONES RD, GRAY, KY 40734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC
Apr 29, 2022	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK INC
Feb 13, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 29, 2022 · Amount on File
Deed Sale	Apr 29, 2022 · Amount on File
Prior Sale	Feb 13, 2020
Deed Document Number	253209
Deed Book / Page	D447 / 501
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX KY
Property Address	319 DR JONES RD, GRAY, KY 40734-6999
Transaction Type	Mortgage
Record Updated	Mar 7, 2023
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 DR JONES RD, GRAY, KY 40734-6999

Mortgage

Document Number	00M499/323
Date	Jun 10, 2022
Book Page	M499/323
Instrument	253756

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	WILLIAMSBURG, KY 40769

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	May 20, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX KY
Recording Date	Apr 29, 2022
Property Address	319 DR JONES RD, GRAY, KY 40734-6999
Document Number	00D447/501
Book / Page	D447 / 501
Instrument Date	Apr 19, 2022
Instrument	253209
Transaction Type	Transfer
Record Updated	Mar 7, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11303 BROOKLEY DR, LOUISVILLE, KY 40229-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	319 DR JONES RD, GRAY, KY 40734-6999

Mortgage

Document Number	0000253210
Date	Apr 29, 2022
Instrument	253210

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	May 1, 2029
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOX KY
Recording Date	Feb 13, 2020
Property Address	319 DR JONES RD, GRAY, KY 40734-6999
Document Number	00D434/648
Book / Page	D434 / 648
Instrument Date	Jan 17, 2020
Instrument	242354
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	213 N HUBBARDS LN, LOUISVILLE, KY 40207-2250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	213 N HUBBARDS LN, LOUISVILLE, KY 40207-2250

Tax Assessment & Valuation

The 2025 property tax bill for 319 Dr Jones Rd was $663.

Source: Knox County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Knox County
Unified School District	Knox County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$663.00	$60,000 Land $10,000 Building $50,000	$60,000 Land $10,000 Building $50,000
2023	$680.00	$60,000	$60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Dr Jones Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2018 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Dr Jones Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 84% of Kentucky
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARBOURVILLE UTILITIES serves 16,420 people · EPA ID KY0610016
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OnPoint Broadband Fiber	10,000 / 10,000
Zetalink Fixed Wireless	200 / 100

May also be available: Spectrum, Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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