San Mateo County property record for 319 Cuardo Ave, Millbrae, CA 94030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 937 sqft · built 1944 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $945,000 (Dec 2016) |
| Tax Bill | $14,765 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 024-162-080 |
| Primary APN | 024-162-080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 937 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Family Room | Family Room |
| Year Built | Built 1944 |
|---|---|
| Effective Year Built | Effective 1944 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 319 CUARDO AVE |
|---|---|
| City | MILLBRAE |
| State | CA |
| Zip | 94030-2715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10006 |
| Legal Description | LOT 9 BLOCK 2 BAYSIDE MANOR NO 1 |
| Legal Subdivision | BAYSIDE MANOR NO 1 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | SAN MATEO CA |
| Township / Civil Division | SOUTH SAN FRANCISCO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 604400 |
319 Cuardo Ave is owner-occupied and held in a trust since December 2016.
Source: San Mateo County records, as of July 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 428 BELLA CORTE, MOUNTAIN VIEW, CA 94043-2899 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Dec 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Sep 5, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on File |
| Deed Sale | Dec 30, 2016 · Amount on File |
| Prior Sale | Feb 25, 2005 · Amount on File |
| Deed Document Number | 2016140729 |
| Prior Transfer Date | May 5, 2006 |
| Prior Transfer Doc | 0000068681 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 319 CUARDO AVE, MILLBRAE, CA 94030-2715 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2022 |
| Title Company | LANDSAFE TITLE/FL, LANDSAFE TITLE CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 319 CUARDO AVE, MILLBRAE, CA 94030-2715 |
| Document Number | 0000170488 |
|---|---|
| Date | Dec 15, 2021 |
| Instrument | 2021-170488 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.12% |
| Type Change Date | Jan 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 7.12% |
| Index | Other |
| Max Rate | 7.12% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 319 CUARDO AVE, MILLBRAE, CA 94030-2715 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONALLINK |
| Name | Verified Name |
|---|---|
| Address | 319 CUARDO AVE, MILLBRAE, CA 94030-2715 |
| Document Number | 0000078095 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 2020-078095 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8% |
| Index | 1-Year LIBOR |
| Max Rate | 8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN MATEO CA |
| Property Address | 319 CUARDO AVE, MILLBRAE, CA 94030-2715 |
| Document Number | 0000080193 |
| Instrument Date | Sep 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 319 CUARDO AVE MILLBRAE CA 940302715, MILLBRAE, CA 94030-2715 |
| Document Number | 0000080193 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 80193 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 12, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 319 Cuardo Ave was $14,765 with a homeowner's exemption.
Source: San Mateo County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Mateo County |
| Municipality | Millbrae City |
| Elementary School District | Millbrae Elementary School District (KG - 08) |
| Secondary School District | San Mateo Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,118,680 (+2%) Land $559,340 Building $559,340 | ||
| 2025 | $14,765.00 Homeowner's exemption | $1,096,746 Land $548,373 Building $548,373 | |
| 2023 | $13,502.00 (+15.1%) Homeowner's exemption | $1,054,160 Land $527,080 Building $527,080 | $1,094,670 |
| 2022 | $11,731.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Cuardo Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 10 (1982–1983) |
| Claims Outside the SFHA | 7 of 10 |
| Most Recent Claim | Jan 1983 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Cuardo Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MILLBRAE serves 22,795 people · EPA ID CA4110018 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, GeoLinks, Race Communications, Sail Internet, Verizon.
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