319 Cortez Dr, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 319 Cortez Dr, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 780 sqft · built 1980
Lot Size	0.663 acres (28,875 sqft)
Owner	2 Individual Names on File
Last Sale	$89,000 (Jul 2014)
Tax Bill	$451 (2025)
Flood Zone	Zone AE (high risk)
APN	`402330153004`

Property Details

APN / Parcel Number

Primary APN	`402330153004`
Alternative APNs	`00761970001002` `10004623824`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	780 sqft Living Area
Gross Area	1,290 sqft
1st Floor Area	780 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	28,875 sqft (0.663 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	312 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	198 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00761970001002
Street Address	319 CORTEZ DR
City	PUNTA GORDA
State	FL
Zip	33980-2215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF5
Legal Description	BAYVIEW REV BLK 5 S1/2 LT 15 & ALL LT 16 426/413 594/922 2231/982 3368/374 NT3392/1196-RP 3708/1379 3794/1520 3886/681 E4605/400 BVS 000 0005 0001 BAY VIEW REV BLK 5 LT 1 187/56 750/1677 2231/982 3368/374 NT3392/1196-RP 370
Legal Range	23E
Legal Township	40S
Legal Section	30
Legal Subdivision	BAYVIEW REV
Legal Tract	BVS
Legal Block	5
Legal Lot Number	15,16
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	3
Census Block	3006
Census Tract	21003

Owner

319 Cortez Dr is owned and occupied by two individuals who bought it in July 2014.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	319 CORTEZ DR, PUNTA GORDA, FL 33980-2215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2014 · Amount on File
Deed Sale	Jul 21, 2014 · Amount on File
Deed Document Number	20142282085
Deed Book / Page	3886 / 681
Prior Transfer Date	Aug 10, 2013
Prior Transfer Doc	0037941520
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 319 Cortez Dr was $451 with a homeowner's exemption, down 82.3% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$451.00 (-82.25%) Homeowner's exemption	$61,857	$171,229 Land $32,725 Building $138,504
2024	$2,541.00 (+4.44%)
2023	$2,433.00 (+6.9%) Homeowner's exemption	$58,363 (+10.47%)	$132,943 (-26.02%) Land $38,500 Building $94,443
2022	$2,276.00 Homeowner's exemption	$52,832	$179,704 Land $29,219 Building $150,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Cortez Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 144 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	322 units insured incl. 178 condo units
Nearby Flood Claims	59 (2017–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 22 claims Hurricane Helene, Oct 2024 · 26 claims Hurricane Ian, Sep 2022 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Cortez Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE HARBOR WATER ASSN. private · serves 4,722 people · EPA ID FL6080044
Water Source	Purchased surface water from CHARLOTTE COUNTY UTILITIES
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20