Middlesex County and Watertown City property record for 319 Common St, Watertown, MA 02472
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 1 ba · 1,335 sqft · built 1900 |
| Lot Size | 0.112 acres (4,900 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,569 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Jul 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51990-13 |
| Primary APN | 51990-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Units | 3 Units |
| Stories | 2 Stories |
| Building Area | 1,335 sqft Living Area |
| Gross Area | 1,725 sqft |
| Basement Area | 390 sqft |
| Unfinished Basement | 390 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,900 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 11093 |
|---|---|
| Street Address | 319 COMMON ST |
| City | WATERTOWN |
| State | MA |
| Zip | 02472-4938 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | T |
| Legal Block | 5 |
| Legal Lot Number | 1U1 |
| Jurisdiction | WATERTOWN MA |
| Township / Civil Division | WATERTOWN TOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 370201 |
Source: Middlesex County and Watertown City records · APN 51990-13
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 317 COMMON ST, 1, WATERTOWN, MA 02472-4938 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 14, 2022 | Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK |
| Jul 28, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Property Address | 315 COMMON ST, WATERTOWN, MA 02472-4938 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0080428-41 |
|---|---|
| Date | Jul 14, 2022 |
| Book Page | 80428/41 |
| Instrument | 107090 |
| Name | CAMBRIDGE SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WATERTOWN MA |
| Recording Date | Jul 28, 2025 |
| Property Address | 315 COMMON ST, WATERTOWN, MA 02472-4938 |
| Document Number | 084413-428 |
| Book / Page | 84413 / 428 |
| Instrument Date | Jul 28, 2025 |
| Instrument | 88271 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 317 COMMON ST # 3, 3, WATERTOWN, MA 02472-4938 |
| Document Number | 0000088272 |
|---|---|
| Date | Jul 28, 2025 |
| Instrument | 88272 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
Source: Middlesex County and Watertown City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Watertown City |
| Unified School District | Watertown School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,569.00 (+39.78%) | $476,800 (+40.03%) Building $476,800 | $900,790 (-10.08%) |
| 2024 | $3,984.00 (-12.55%) | $340,500 (+1.49%) Building $340,500 | $1,001,775 |
| 2023 | $4,556.00 | $335,500 Building $335,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), as of September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173702011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1979–1987) |
| Most Recent Claim | Jan 1987 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings.
Based on FCC filings for 620 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MA3314000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WATERTOWN DEPARTMENT OF PUBLIC WORKS serves 35,985 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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