319 Clover Rd, La Crosse, VA 23950 Property Records

Mecklenburg County property record for 319 Clover Rd, La Crosse, VA 23950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,462 sqft · built 1984
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$287,490 (Oct 2023)
Tax Bill	$950 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`061000-04-003B`

Property Details

APN / Parcel Number

Primary APN	`061000-04-003B`
Alternative APNs	`061000_04_00_003B` `R032684`

Interior

Bedrooms	4 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,462 sqft Heated Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R032684
Street Address	319 CLOVER RD
City	LA CROSSE
State	VA
Zip	23950-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 3B- CRENSHAW (OFF SR 649)
Legal Lot Number	3B
Jurisdiction	MECKLENBURG VA
Township / Civil Division	4
Census Block Group	1
Census Block	1011
Census Tract	930201

Owner

Source: Mecklenburg County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	319 CLOVER RD, LA CROSSE, VA 23950-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2023	Warranty Deed, Transfer · Conventional Mortgage HURST REAL ESTATE INC
Mar 26, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Jan 26, 2022	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2023 · Amount on Record
Deed Sale	Oct 30, 2023 · Amount on Record
Deed Document Number	230003820
Record Updated	Jun 8, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG VA
Recording Date	Oct 30, 2023
Property Address	319 CLOVER RD, LA CROSSE, VA 23950-1501
Document Number	0230003820
Instrument Date	Oct 16, 2023
Instrument	230003820
Transaction Type	Transfer
Record Updated	Dec 6, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CLOVER RD, LA CROSSE, VA 23950-1501

Mortgage

Document Number	0230003821
Date	Oct 30, 2023
Instrument	230003821

Lender

Name	HURST REAL ESTATE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 5, 2038

Interest

Rate Type	Fixed Rate

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	319 CLOVER RD, LA CROSSE, VA 23950-1501
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000950
Date	Mar 26, 2019
Instrument	190000950

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	319 CLOVER RD, LA CROSSE, VA 23950-1501
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210005673
Date	Nov 17, 2021
Instrument	210005673

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.06%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG VA
Property Address	319 CLOVER RD, LA CROSSE, VA 23950-1501
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000365
Date	Jan 26, 2022
Instrument	220000365

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Mecklenburg County
Unified School District	Mecklenburg County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$950.00 (+40.32%)	$263,900 (+55.79%) Land $7,900 Building $256,000	$263,900 (+55.79%) Land $7,900 Building $256,000
2023	$677.00	$169,400 (-) Land $7,500 Building $161,900	$169,400 (-) Land $7,500 Building $161,900
2022	$677.00	$169,400 Land $7,500 Building $161,900	$169,400 Land $7,500 Building $161,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000

May also be available: Xfinity.

Cell Coverage

5G and 4G LTE (outdoors only)

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