319 Cliff Dr, Silvis, IL 61282 Property Records

Rock Island County property record for 319 Cliff Dr, Silvis, IL 61282

Property Summary

Property Type	Single Family Home
Details	1,032 sqft · built 1964
Lot Size	0.39 acres (17,093 sqft)
Owner	Individual Name on Record
Last Sale	$137,000 (Jul 2023)
Tax Bill	$3,959 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-04-101-047`

Property Details

APN / Parcel Number

Primary APN	`18-04-101-047`

Interior

Stories	1 Story
Building Area	1,032 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Exterior Material	Vinyl
Lot Area	17,093 sqft (0.39 acres)
Garage Type	Detached
Garage Area	312 sqft

Location & Zoning

Street Address	319 CLIFF DR
City	SILVIS
State	IL
Zip	61282-1728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CCL
Legal Description	LOT 11 CLIFF HEIGHTS 1ST ADD TO CARBON CLIFF
Legal Subdivision	CLIFF HEIGHTS 1ST ADD
Legal Block	101
Legal Lot Number	11
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	HAMPTON
Census Block Group	2
Census Block	2026
Census Tract	20200

Owner

Source: Rock Island County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 CLIFF DR, SILVIS, IL 61282-1728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Warranty Deed, Transfer · Conventional Mortgage SENB BANK
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL HOMEBUYERS FUND
Mar 4, 2020	Warranty Deed, Transfer · Conventional Mortgage LAND HOME FINANCIAL SVCS INC
Apr 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 4, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2023 · Amount on Record
Deed Sale	Jul 31, 2023 · Amount on Record
Prior Sale	Mar 4, 2020 · Amount on Record
Deed Document Number	20239393
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jul 31, 2023
Property Address	319 CLIFF DR, SILVIS, IL 61282-1728
Document Number	0000009393
Instrument Date	Jul 19, 2023
Instrument	2023-09393
Transaction Type	Transfer
Record Updated	Sep 13, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CLIFF DR, SILVIS, IL 61282-1728

Mortgage

Document Number	0000009394
Date	Jul 31, 2023
Instrument	2023-09394

Lender

Name	SENB BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Fixed Rate
Rate	6.12%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	319 CLIFF DR, SILVIS, IL 61282-1728
Document Number	0000003299
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	319 CLIFF DR SILVIS IL 612821728, SILVIS, IL 61282-1728

Mortgage

Document Number	0000003299
Date	Mar 4, 2020
Instrument	3299

Lender

Name	NATIONAL HOMEBUYERS FUND
Type	Funding / Finance Company
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 3, 2023

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Mar 4, 2020
Property Address	319 CLIFF DR, SILVIS, IL 61282-1728
Document Number	0000003297
Instrument Date	Feb 9, 2020
Instrument	2020-03297
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	319 CLIFF DR, CARBON CLIFF, IL 61239

Mortgage

Document Number	0000003298
Date	Mar 4, 2020
Instrument	2020-03298

Lender

Name	LAND HOME FINANCIAL SVCS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

Mortgage

Document Number	0000003299
Date	Mar 4, 2020
Instrument	2020-03299

Lender

Name	NATIONAL HOMEBUYERS FUND INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 28, 2023

Interest

Rate Type	Fixed Rate

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Apr 4, 2017
Property Address	319 CLIFF DR, SILVIS, IL 61282-1728
Document Number	0000005362
Instrument Date	Mar 7, 2017
Instrument	5362
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 YORKTOWN AVE TITUSVILLE FL 327961533, TITUSVILLE, FL 32796-1533

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Apr 4, 2017
Property Address	319 CLIFF DR, SILVIS, IL 61282-1728
Document Number	0000005363
Instrument Date	Mar 7, 2017
Instrument	5363
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1525 YORKTOWN AVE TITUSVILLE FL 327961533, TITUSVILLE, FL 32796-1533

Tax Assessment & Valuation

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Carbon Cliff Village
County	Rock Island County
County Subdivision	Hampton Township
Elementary School District	Carbon Cliff-Barstow School District 36 (PK - 08)
Secondary School District	United Township High School District 30 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,959.00 (+51.16%) Homeowner's exemption	$43,143 (+8%) Land $7,736 Building $35,407	$129,429 (+8%) Land $23,208 Building $106,221
2024		$39,947 (+20.66%) Land $7,163 Building $32,784	$119,841 (+20.66%) Land $21,489 Building $98,352
2022	$2,619.00	$33,107 Land $5,936 Building $27,171	$99,321 Land $17,808 Building $81,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	18 (1979–2025)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims Severe Storms And Flooding, Jul 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARBON CLIFF serves 2,134 people · EPA ID IL1610100
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Geneseo Communications Services, Nextlink, Verizon.

Nearby Properties on Cliff Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures