319 Center Point Rd, Grady, AL 36036 Property Records

Montgomery County property record for 319 Center Point Rd, Grady, AL 36036

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,330 sqft · built 2005
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,272 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Jul 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-07-25-0-000-003.002`

Property Details

APN / Parcel Number

Primary APN	`28-07-25-0-000-003.002`
Alternative APNs	`0328072500000003002` `296934`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,330 sqft Living Area
1st Floor Area	2,330 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Carport
Carport	Carport
Porch	Slab
Porch Area	732 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	296934
Street Address	319 CENTER POINT RD
City	GRADY
State	AL
Zip	36036-7452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 25 T12N R19E 5 AC IN NE1/4 OF NW1/4 2807250000003002
Legal Range	19E
Legal Township	12N
Legal Section	25
Jurisdiction	MONTGOMERY AL
Township / Civil Division	PINE LEVEL
Census Block Group	2
Census Block	2014
Census Tract	5700

Owner

319 Center Point Rd is owned and occupied by two individuals who acquired it in May 2005.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 CENTER POINT RD, GRADY, AL 36036-7452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Apr 3, 2019	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2004
Deed Sale	Oct 29, 2004
Deed Book / Page	2984 / 505
Last Transfer Date	May 20, 2005
Transfer Doc	0030980948
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	319 CENTER POINT RD, GRADY, AL 36036-7452
Transaction Type	Mortgage
Record Updated	Nov 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056930493
Date	Oct 13, 2021
Book Page	5693/493

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	319 CENTER POINT RD, GRADY, AL 36036-7452
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049960954
Date	Jul 31, 2017
Book Page	4996/0954
Instrument	4996-0954

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 18, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MONTGOMERY AL
Property Address	319 CENTER POINT RD, GRADY, AL 36036-7452
Document Number	0052550539
Instrument Date	Apr 3, 2019
Transaction Type	Mortgage
Record Updated	Jul 18, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	319 CENTER POINT RD GRADY AL 360367452, GRADY, AL 36036-7452

Mortgage

Document Number	0052550539
Date	Jul 9, 2019
Book Page	005255/000539

Lender

Name	WELLS FARGO BK
Type	Bank
Address	BILLINGS, MT 59102

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 319 Center Point Rd was $1,272 with a homeowner's exemption, up 7.3% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,272.00 (+7.25%)
2025	$1,186.00 Homeowner's exemption	$33,040 Land $5,990 Building $27,050	$330,400 Land $59,900 Building $270,500
2023	$1,116.00 Homeowner's exemption	$28,470 Land $4,430 Building $24,040	$284,700 Land $44,300 Building $240,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Center Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Center Point Rd is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Mon-Cre Telephone Cooperative Fiber	200 / 200

Cell Coverage

4G LTE only, no 5G reported

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