Harrison County property record for 319 Bowen St, Biloxi, MS 39530
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,191 sqft · built 2009 |
| Lot Size | 0.122 acres (5,341 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,249 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage May 2018 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 1410G-04-030.000 |
| Primary APN | 1410G-04-030.000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,191 sqft Adjusted Area |
| 1st Floor Area | 1,144 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2009 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,341 sqft |
| Lot Dimensions | 109 ft deep x 49 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 001901 |
|---|---|
| Street Address | 319 BOWEN ST |
| City | BILOXI |
| State | MS |
| Zip | 39530-2470 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 18 BILOXI REAL EST SUBD |
| Legal Range | 09 |
| Legal Township | 07 |
| Legal Section | 33 |
| Legal Subdivision | BILOXI REAL ESTATE SUBD |
| Legal Block | 18 |
| Legal Lot Number | 9 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 4000 |
319 Bowen St is owned and occupied by an individual who acquired it in July 2020.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 BOWEN ST, BILOXI, MS 39530-2470 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| May 17, 2018 | Deed of Trust, Mortgage SERVICE CU |
| Jul 14, 2020 | Warranty Deed, Transfer |
| Jul 10, 2020 | Warranty Deed, Transfer |
| May 17, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2020 |
| Deed Sale | Jul 14, 2020 |
| Prior Sale | Jul 10, 2020 |
| Deed Document Number | 2020-0002503-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 319 BOWEN ST, BILOXI, MS 39530-2470 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 20200002373TJ2 |
|---|---|
| Date | Jul 14, 2020 |
| Instrument | 2020-0002373-T-J2 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 1, 2030 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 319 BOWEN ST, BILOXI, MS 39530-2470 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 20180001403TJ2 |
|---|---|
| Date | May 17, 2018 |
| Instrument | 2018-0001403-T-J2 |
| Name | SERVICE CU |
|---|---|
| Type | Credit Union |
| Address | 2010 LAFAYETTE RD, PORTSMOUTH, NH 03801 |
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Jun 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 14, 2020 |
| Property Address | 319 BOWEN ST, BILOXI, MS 39530-2470 |
| Document Number | 20200002503DJ2 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 2020-0002503-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13004 HANOVER DR, 13004, OCEAN SPRINGS, MS 39564-2626 |
| Name | Verified Name |
|---|---|
| Address | 319 BOWEN ST, BILOXI, MS 39530-2470 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Jul 10, 2020 |
| Property Address | 319 BOWEN ST, BILOXI, MS 39530-2470 |
| Document Number | 20200002444DJ2 |
| Instrument Date | May 8, 2020 |
| Instrument | 2020-0002444-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PSC 2 BOX 7268, 7268, APO, AE 09012-0073 |
| Name | Verified Name |
|---|---|
| Address | 13004 HANOVER DR, OCEAN SPRINGS, MS 39564-2626 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | May 17, 2018 |
| Property Address | 319 BOWEN ST, BILOXI, MS 39530-2470 |
| Document Number | 20180001064TJ2 |
| Instrument Date | May 16, 2018 |
| Instrument | 2018-0001064-T-J2 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14253 LORRAINE RD, 14253, BILOXI, MS 39532-9696 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5350 SE 110TH ST, BELLEVIEW, FL 34420-3110 |
The 2025 property tax bill for 319 Bowen St was $1,249, up 5.8% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,249.00 (+5.85%) | $11,183 | $74,552 Land $7,438 Building $67,114 |
| 2024 | $1,180.00 (+0.94%) | ||
| 2023 | $1,169.00 | $10,653 | $71,020 Land $7,438 Building $63,582 |
| 2022 | $1,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 319 Bowen St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 17.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 187 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 187 in force |
| Nearby Flood Claims | 4 (2020) |
| Most Recent Claim | Nov 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 319 Bowen St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.1% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BILOXI-NORTH serves 9,858 people · EPA ID MS0240084 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | CITY OF BILOXI |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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