319 Bluff Dr, Lowell, AR 72745 Property Records

Benton County property record for 319 Bluff Dr, Lowell, AR 72745

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,891 sqft · built 1999
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on File
Tax Bill$2,722 (2025)
Deeds & MortgagesJan 2024 Mortgage
Jul 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN12-00900-000

Property Details

APN / Parcel Number

Primary APN12-00900-000
Alternative APNs
  • 43565.0
  • 43565

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,891 sqft Living Area
Gross Area2,443 sqft
1st Floor Area1,891 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area552 sqft
DrivewayConcrete Driveway
Driveway Area648 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area48 sqft
Deck Area322 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address319 BLUFF DR
CityLOWELL
StateAR
Zip72745-9117
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range30
Legal Township18
Legal Section11
Legal SubdivisionCENTER POINT PARK UNIT III-LOWELL
Legal Block1
Legal Lot Number32
JurisdictionBENTON AR
Township / Civil Division4
Census Block Group3
Census Block3002
Census Tract21315

Owner

Source: Benton County assessment roll, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address319 BLUFF DR, LOWELL, AR 72745-9117
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2024Intrafamily Transfer, Transfer · FHA Mortgage
ROCKET MORTGAGE LLC
Jul 22, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 26, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Mar 29, 2021Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Jul 2, 2019Warranty Deed, Transfer · FHA Mortgage
FLAT BR MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 23, 2024
Deed SaleJan 23, 2024
Prior SaleJul 2, 2019 · Amount on Record
Deed Document Number20243040
Prior Transfer DateJan 17, 2024
Prior Transfer DocL202403040
Record UpdatedSep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBENTON AR
Recording DateJan 23, 2024
Property Address319 BLUFF DR, LOWELL, AR 72745-9117
Document NumberL202403040
Map ReferenceMB 19 PG 219
Instrument DateJan 17, 2024
InstrumentL202403040
Transaction TypeTransfer
Record UpdatedFeb 6, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address319 BLUFF DR, LOWELL, AR 72745-9117

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 BLUFF DR, LOWELL, AR 72745-9117

Mortgage

Document NumberL202403041
DateJan 23, 2024
InstrumentL202403041
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

Mortgage

Document NumberL202403041
DateJan 23, 2024
InstrumentL202403041
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Address1050 WOODWARD AVE, DETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2054

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address319 BLUFF DR, LOWELL, AR 72745-9117
Transaction TypeMortgage
Record UpdatedAug 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberL202248236
DateJul 22, 2022
InstrumentL202248236
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address319 BLUFF DR, LOWELL, AR 72745-9117
Transaction TypeMortgage
Record UpdatedSep 6, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021063596
DateAug 26, 2021
Instrument2021063596
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBENTON AR
Property Address319 BLUFF DR, LOWELL, AR 72745-9117
Transaction TypeMortgage
Record UpdatedApr 7, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 BLUFF DR, LOWELL, AR 72745-9117

Mortgage

Document Number2021022764
DateMar 29, 2021
Instrument2021022764
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressROANOKE, VA 24010
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term340 Months
DueJul 1, 2049

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON AR
Recording DateJul 2, 2019
Property Address319 BLUFF DR, LOWELL, AR 72745-9117
Document Number0000033300
Instrument DateJun 28, 2019
Instrument33300
Transaction TypeTransfer
Record UpdatedJul 12, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$693.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 BLUFF DR LOWELL AR 727459117, LOWELL, AR 72745-9117

Mortgage

Document Number33301
DateJul 2, 2019
Instrument33301
Lender
NameFLAT BR MTG
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyBenton County
MunicipalityLowell City
Unified School DistrictRogers Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,722.00 (+29.56%)$62,505 (+54.41%) Land $15,200 Building $47,305$312,525 (-) Land $76,000 Building $236,525
2024$312,525 (+54.41%) Land $76,000 Building $236,525
2023$2,101.00$40,480 Land $7,200 Building $33,280$202,400 Land $36,000 Building $166,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Arkansas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRINGDALE WATER UTILITIES
serves 100,795 people · EPA ID AR0000575
Water SourcePurchased surface water from BEAVER WATER DISTRICT
Last State InspectionNov 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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