1. Home
  2. North Carolina
  3. Montgomery County
  4. Troy
  5. Biscoe Rd

319 Biscoe Rd, Troy, NC 27371 Property Records

Montgomery County property record for 319 Biscoe Rd, Troy, NC 27371 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,401 sqft · built 1957
Lot Size1.86 acres (81,022 sqft)
Owner2 Individual Names on File
Last Sale$207,000 (Dec 2022)
Tax Bill$929 (2025)
Deeds & MortgagesJan 2026 Line of Credit
Dec 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN7538 08 87 0866

Property Details

APN / Parcel Number

Primary APN7538 08 87 0866
Alternative APNs
  • 1486754
  • 56828

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area2,401 sqft Finished Area
Basement Area1,268 sqft
Unfinished Basement1,268 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area81,022 sqft (1.86 acres)
Lot Dimensions399 ft deep x 200 ft wide
Garage TypeAttached
Garage Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number1486754
Street Address319 BISCOE RD
CityTROY
StateNC
Zip27371-9310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSMITHERMAN HOME SMITHERMAN HOME
JurisdictionMONTGOMERY NC
Township / Civil DivisionTROY
Census Block Group2
Census Block2037
Census Tract960201

Owner

Source: Montgomery County records · APN 7538 08 87 0866

Assessment roll updated September 2, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address319 BISCOE RD, TROY, NC 27371-9310
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Deed of Trust, Mortgage · Line of Credit
QUORUM FEDERAL CU
Dec 16, 2022Warranty Deed, Transfer · Conventional Mortgage
BROKER SOLUTIONS INC
Oct 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2022 · Amount on Record
Deed SaleDec 16, 2022 · Amount on Record
Prior SaleJun 07, 2011 · Amount on Record
Deed Document Number2022376531
Deed Book / Page915 / 271
Record UpdatedJun 08, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address319 BISCOE RD, TROY, NC 27371-9310
Transaction TypeMortgage
Record UpdatedJan 29, 2026
Title CompanySTEWART TITLE GURANTY, STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000977/765
DateJan 21, 2026
Book Page977/765
Instrument389380
Lender
NameQUORUM FEDERAL CU
TypeCredit Union
AddressPURCHASE, NY 10577
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueFeb 01, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY NC
Recording DateDec 16, 2022
Property Address319 BISCOE RD, TROY, NC 27371-9310
Document Number000915/271
Book / Page915 / 271
Instrument DateDec 15, 2022
Instrument376531
Transaction TypeTransfer
Record UpdatedDec 26, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$414.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 316, TROY, NC 27371-0316

Transferred To (Grantee/Buyer)

NameVerified Name
Address319 BISCOE RD, TROY, NC 27371-9310

Mortgage

Document Number0000376532
DateDec 16, 2022
Instrument376532
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY NC
Property Address319 BISCOE RD, TROY, NC 27371-9310
Transaction TypeMortgage
Record UpdatedNov 07, 2019
Title CompanyACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0836/0455
DateOct 28, 2019
Book Page0836/0455
Instrument360731
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
Address24611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate3.87%
Change Frequency5 Years
Min Rate At Change3.75%
Index5-Year CMT
Max Rate6%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated September 2, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMontgomery County
MunicipalityTroy Town
Unified School DistrictMontgomery County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$929.00$151,090 (-) Land $29,040 Building $122,050$151,090 (-) Land $29,040 Building $122,050
2023$151,090 Land $29,040 Building $122,050$151,090 Land $29,040 Building $122,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (37123C), updated November 22, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 2,500 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Biscoe Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures