319 Binnacle Ct, Richmond, KY 40475 Property Records

Madison County property record for 319 Binnacle Ct, Richmond, KY 40475 · Last verified December 2025

Property Summary

Property Type	Other
Owner	Individual Name on File
Last Sale	$220,000 (Dec 2020)
Tax Bill	$2,150 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0068-0005-0044`

Property Details

APN / Parcel Number

Primary APN	`0068-0005-0044`
Alternative APNs	`110688` `73866` `39901`

Location & Zoning

Account Number	39901
Street Address	319 BINNACLE CT
City	RICHMOND
State	KY
Zip	40475-7640
Property Category	Other
Property Type	Other > Miscellaneous
Legal Description	ASHPARK LOT 44
Legal Lot Number	44
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1020
Census Tract	10301

Owner

Source: Madison County records · APN 0068-0005-0044

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	319 BINNACLE CT, RICHMOND, KY 40475-7640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 18, 2020 · Amount on Record
Deed Sale	Dec 18, 2020 · Amount on Record
Deed Document Number	2014026175
Deed Book / Page	D00798 / 584
Record Updated	Jun 08, 2026

December 2020: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Dec 18, 2020
Property Address	319 BINNACLE CT, RICHMOND, KY 40475-7640
Document Number	D00798/584
Book / Page	D00798 / 584
Map Reference	CAB 29 SL 107
Instrument Date	Dec 04, 2020
Instrument	2014026175
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 09, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1301 MULE SHED LN, RICHMOND, KY 40475-9772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BINNACLE CT, RICHMOND, KY 40475-7640

Mortgage

Document Number	2014026176
Date	Dec 18, 2020
Instrument	2014026176

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,150.00 (+0.75%) Additional exemption filed	$228,000 (+3.64%)	$228,000 (+3.64%)
2023	$2,134.00 (-0.28%)	$220,000 (-)	$220,000 (-)
2022	$2,140.00	$220,000	$220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510103011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 2 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force 2 of 2 on primary residences

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 2,632 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.