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319 Bay St, Petoskey, MI 49770 Property Records

Emmet County property record for 319 Bay St, Petoskey, MI 49770

Property Summary

Property TypeCommercial
Details2,392 sqft
Lot Size0.1 acres (4,356 sqft)
OwnerCompany Name on File
Last Sale$475,000 (Sep 2020)
Tax Bill$8,289 (2024)
Deeds & MortgagesSep 2020 Sale
Flood ZoneZone X (minimal risk)
APN52-19-06-200-011

Property Details

APN / Parcel Number

Primary APN52-19-06-200-011

Interior

Building Area2,392 sqft Total Area
1st Floor Area2,392 sqft

Exterior

Fire ResistanceWood or Wood & Steel Frame
Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address319 BAY ST
CityPETOSKEY
StateMI
Zip49770-2406
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeCOP B-2A
Legal DescriptionPT OF GOV?T LOT 1, SECTION 6, COM ON N SIDE OF BAY ST AT PT 38 FT W OF SW COR OF BLK 10 SHAW & MC MILLAN'S ADD, TH W ALG N SIDE OF BAY ST, 65 FT, TH N 68 FT, TH NE'LY 67 FT, M/L, TO PT 78 FT N OF POC, TH S 78 FT TO POC. SECTION 6, T34N, R5W.
Legal Range05W
Legal Township34N
Legal Section06
Legal SubdivisionSHAW & MC MILLANS ADD
Legal Block10
Legal Lot Number1
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group1
Census Block1062
Census Tract970700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Petoskey Downtown Historic District (Additional Documentation)
listed 1986 · 88 contributing resources · NRIS 86002048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

319 Bay St, a commercial property, is owned by a company that bought it in September 2020.

Source: Emmet County records, as of October 20, 2026

Owner of RecordCompany Name on File
Mailing Address4486 W STUTSMANVILLE RD, HARBOR SPRINGS, MI 49740-9656
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 9, 2020 · Amount on File
Deed SaleSep 9, 2020 · Amount on File
Prior SaleApr 5, 2005
Deed Document Number20205177764
Deed Book / Page1224 / 818
Record UpdatedOct 29, 2026

September 2020: Deed, Transfer

Document TypeDeed
JurisdictionEMMET MI
Recording DateSep 9, 2020
Property Address319 BAY ST, PETOSKEY, MI 49770-2406
Document Number1224/818
Book / Page1224 / 818
Instrument DateSep 3, 2020
Instrument5177764
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address540 W SUMMIT ST, HARBOR SPRINGS, MI 49740-1044

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$163,000 Land $700 Building $162,300$326,000 Land $1,400 Building $324,600
2024$8,289.00
2023$143,700 Land $500 Building $143,200$287,400 Land $1,000 Building $286,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 319 Bay St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Bay St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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