319 Bannock St, Sterling, CO 80751 Property Records

Logan County property record for 319 Bannock St, Sterling, CO 80751

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,184 sqft · built 1974
Lot Size	0.148 acres (6,447 sqft)
Owner	Individual Name on Record
Last Sale	$224,500 (Jan 2023)
Tax Bill	$1,203 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`38052521311013`

Property Details

APN / Parcel Number

Primary APN	`38052521311013`
Alternative APN	`4949000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,184 sqft Heated Area
1st Floor Area	1,184 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,447 sqft (0.148 acres)
Lot Dimensions	100 ft deep x 64.5 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Patio Area	200 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	4949000
Street Address	319 BANNOCK ST
City	STERLING
State	CO
Zip	80751-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 BLK 17 CHARMONY ADDN 7TH FILING STERLING
Legal Range	52W
Legal Township	08N
Legal Section	21
Legal Subdivision	CHARMONY ADD
Legal Block	17
Legal Lot Number	22
Jurisdiction	LOGAN CO
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1021
Census Tract	966102

Owner

Source: Logan County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 BANNOCK ST, STERLING, CO 80751-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Warranty Deed, Transfer · Conventional Mortgage BANK OF COLORADO
Jan 2, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 4, 2017	Trustee's Deed, Construction Loan · Construction Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2023 · Amount on Record
Deed Sale	Jan 27, 2023 · Amount on Record
Prior Sale	Jan 2, 2018 · Amount on Record
Deed Document Number	2023765021
Deed Book / Page	1053 / 212
Record Updated	Oct 29, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jan 27, 2023
Property Address	319 BANNOCK ST, STERLING, CO 80751-2310
Document Number	0000765021
Book / Page	1053 / 212
Instrument Date	Jan 21, 2023
Instrument	765021
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.45
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BANNOCK ST, STERLING, CO 80751-2310

Mortgage

Document Number	0000765022
Date	Jan 27, 2023
Instrument	765022

Lender

Name	BANK OF COLORADO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOGAN CO
Recording Date	Jan 2, 2018
Property Address	319 BANNOCK ST, STERLING, CO 80751-2310
Document Number	0000737357
Book / Page	1025 / 0533
Instrument Date	Dec 29, 2017
Instrument	737357
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 BANNOCK ST, STERLING, CO 80751-2310

Mortgage

Document Number	0000737358
Date	Jan 2, 2018
Instrument	737358

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

December 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LOGAN CO
Recording Date	Dec 4, 2017
Property Address	319 BANNOCK ST, STERLING, CO 80751-2310
Book / Page	001025 / 000162
Instrument Date	Nov 22, 2017
Instrument	736988
Transaction Type	Construction Loan
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	319 BANNOCK ST STERLING CO 807512310, STERLING, CO 80751-2310

Mortgage

Document Number	0000736988
Date	Dec 4, 2017
Book Page	001025/000162
Instrument	736988

Lender

Name	COMMUNITY BK
Type	Bank
Address	SIDNEY, NE 69162-0157

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Dec 3, 2018

Tax Assessment & Valuation

Source: Logan County assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Logan County
Municipality	Sterling City
Unified School District	Valley School District RE-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,203.00 (+59.34%)	$14,349 (-91.7%)	$229,588 (+32.79%) Land $25,800 Building $203,788
2023	$755.00 (-23.66%)	$172,900 (+1,338.44%) Land $22,250 Building $150,650	$172,900 (-) Land $22,250 Building $150,650
2022	$989.00	$12,020 Land $1,550 Building $10,470	$172,900 Land $22,250 Building $150,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING serves 15,100 people · EPA ID CO0138045
Water Source	Groundwater influenced by surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
ElektraFi Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: Kentec Communications, Vistabeam.

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