319 Atlantic Ave, #14, Westerly, RI 02891 Property Records

Westerly Town property record for 319 Atlantic Ave, #14, Westerly, RI 02891

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,128 sqft · built 2004
Owner	2 Individual Names on File
Last Sale	$785,000 (May 2022)
Tax Bill	$5,932 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`WEST M:166 B:3 L:14`

Property Details

APN / Parcel Number

Primary APN	`WEST M:166 B:3 L:14`
Alternative APN	`20080951`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,128 sqft Living Area
Gross Area	1,248 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	20080951
Street Address	319 ATLANTIC AVE, 14
City	WESTERLY
State	RI
Zip	02891-4332
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Block	3
Legal Lot Number	14
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	1
Census Block	1073
Census Tract	51000

Owner

319 Atlantic Ave, #14 is owned by two individuals who bought it in May 2022.

Source: Westerly Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 RAYMOND RD, EAST HAMPTON, CT 06424-1339
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ADVANCIAL FCU
Jun 14, 2018	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2022 · Amount on File
Deed Sale	May 31, 2022 · Amount on File
Prior Sale	Aug 16, 2004 · Amount on File
Deed Book / Page	2022 / 10230
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	May 31, 2022
Property Address	319 ATLANTIC AVE # 14, 14, WESTERLY, RI 02891-4332
Document Number	2022-10230
Book / Page	2022 / 10230
Instrument Date	May 27, 2022
Instrument	2022-2397
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0020222398
Date	May 31, 2022
Instrument	2022-2398

Lender

Name	ADVANCIAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTERLY RI
Recording Date	Jun 14, 2018
Property Address	319 ATLANTIC AVE # 14, 14, WESTERLY, RI 02891-4332
Document Number	2018-9923
Book / Page	002018 / 009923
Instrument Date	Jun 8, 2018
Instrument	2465
Transaction Type	Transfer
Record Updated	Jul 3, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	319 ATLANTIC AVE #12 WESTERLY RI 028914332, 12, WESTERLY, RI 02891-4332

Tax Assessment & Valuation

The 2025 property tax bill for 319 Atlantic Ave, #14 was $5,932.

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,932.00	$834,300 Building $834,300	$860,734
2023	$5,756.00 (+0.63%)	$598,300 (-) Building $598,300
2022	$5,720.00	$598,300 Building $598,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 319 Atlantic Ave, #14 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 456 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	506 units insured incl. 50 condo units
Nearby Flood Claims	157 (1978–2024)
Claims Outside the SFHA	22 of 157
Most Recent Claim	Jan 2024 · Severe Storms And Flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 86 claims Severe Storms And Flooding, Mar 2010 · 9 claims Hurricane Bob, Aug 1991 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Atlantic Ave, #14 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

May also be available: Cox Communications.

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