319 Asher Dr, Rainbow City, AL 35906 Property Records

Etowah County property record for 319 Asher Dr, Rainbow City, AL 35906

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,404 sqft · built 2019
Lot Size	0.282 acres (12,310 sqft)
Owner	2 Individual Names on File
Last Sale	$163,500 (May 2019)
Tax Bill	$688 (2026)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-07-36-0-000-003.075`

Property Details

APN / Parcel Number

Primary APN	`16-07-36-0-000-003.075`
Alternative APNs	`100199` `237301`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Wood
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	12,310 sqft (0.282 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	237301
Street Address	319 ASHER DR
City	RAINBOW CITY
State	AL
Zip	35906-6731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR LT 54 CAPSTONE PLAT M-23 RAINBOW CITY 36-12-5 D-2018-3462471,D-2019-3483885(ROS)
Legal Range	5E
Legal Township	12S
Legal Section	36
Legal Subdivision	CAPSTONE
Legal Lot Number	54
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	1
Census Block	1064
Census Tract	10402

Owner

319 Asher Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Etowah County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	319 ASHER DR, RAINBOW CITY, AL 35906-6731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage ADVANCE MORTGAGE & INVESTMENT CO INC
May 13, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 13, 2019 · Amount on File
Deed Sale	May 13, 2019 · Amount on File
Deed Document Number	20193483885
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ETOWAH AL
Property Address	319 ASHER DR, RAINBOW CITY, AL 35906-6731
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003524007
Date	Jul 12, 2021
Instrument	3524007

Lender

Name	ADVANCE MORTGAGE & INVESTMENT CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

May 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	May 13, 2019
Property Address	319 ASHER DR, RAINBOW CITY, AL 35906-6731
Document Number	3483885
Instrument Date	May 9, 2019
Instrument	3483885
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 13, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 ASHER DR, RAINBOW CITY, AL 35906-6731

Mortgage

Document Number	3483886
Date	May 13, 2019
Instrument	3483886

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Mortgage

Document Number	0003483885
Date	May 13, 2019
Instrument	3483885

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	97 Months
Due	Jun 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 319 Asher Dr was $688 with a homeowner's exemption, down 15.1% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Rainbow City
Unified School District	Etowah County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$688.00 (-15.06%) Homeowner's exemption
2025	$810.00 Homeowner's exemption	$20,960 Land $2,260 Building $18,700	$209,500 Land $22,500 Building $187,000
2023	$810.00 (+24.42%) Homeowner's exemption	$20,950 (+22.8%) Land $2,250 Building $18,700	$209,500 (+22.8%) Land $22,500 Building $187,000
2022	$651.00 Homeowner's exemption	$17,060 Land $2,250 Building $14,810	$170,600 Land $22,500 Building $148,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 319 Asher Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	26 (1996–2021)
Claims Outside the SFHA	11 of 26
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 319 Asher Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW CITY, THE UTILITIES BOARD OF serves 12,633 people · EPA ID AL0000588
Water Source	Purchased groundwater from TOWN OF ODENVILLE, UTILLITIES BD. OF THE
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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