319 Altamont Rd, Covington, KY 41016 Property Records

Kenton County property record for 319 Altamont Rd, Covington, KY 41016 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 904 sqft · built 1920
Lot Size	0.039 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$129,995 (Apr 2024)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`040-10-01-002.08`

Property Details

APN / Parcel Number

Primary APN	`040-10-01-002.08`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	904 sqft Finished Area
Gross Area	1,144 sqft

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	1,742 sqft (0.039 acres)
Pool Type	Above-Ground Pool

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0401001002.08
Street Address	319 ALTAMONT RD
City	COVINGTON
State	KY
Zip	41016-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRIGHT JJ & WM PT LOT 48 NE 1,4 LOT 48
Legal Subdivision	WRIGHT JJ & WM
Legal Lot Number	48
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2001
Census Tract	63800

Owner

Source: Kenton County records · APN 040-10-01-002.08

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	319 ALTAMONT RD, COVINGTON, KY 41016-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2024	Warranty Deed, Transfer · FHA Mortgage UMORTGAGE LLC
Oct 02, 2023	Warranty Deed, Transfer
Nov 06, 2019	Deed of Trust, Mortgage · Line of Credit US BK
Sep 22, 2017	Deed of Trust, Mortgage · Line of Credit US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2024 · Amount on Record
Deed Sale	Apr 02, 2024 · Amount on Record
Prior Sale	Oct 02, 2023 · Amount on Record
Deed Document Number	0000277448
Deed Book / Page	277 / 448
Record Updated	Jun 08, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Apr 02, 2024
Property Address	319 ALTAMONT RD, COVINGTON, KY 41016-1506
Document Number	0005900171
Book / Page	KC 277 / 448
Instrument Date	Mar 29, 2024
Instrument	24040205900171
Transaction Type	Transfer
Record Updated	May 16, 2024
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	716 CREEKTRACE RD, ALEXANDRIA, KY 41001-7841

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	319 ALTAMONT RD, COVINGTON, KY 41016-1506

Mortgage

Document Number	0005900172
Date	Apr 02, 2024
Instrument	24040205900172

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

Mortgage

Document Number	0005900172
Date	Apr 02, 2024
Book Page	KCM537/589
Instrument	24040205900172

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Address	2 LOGAN SQ STE 1400, PHILADELPHIA, PA 19103

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Oct 02, 2023
Property Address	319 ALTAMONT RD, COVINGTON, KY 41016-1506
Document Number	0005900197
Book / Page	KC 249 / 686
Instrument Date	Sep 29, 2023
Instrument	23100205900197
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2168 CINDY CIR, MELBOURNE, FL 32935-3136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 ALTAMONT RD, COVINGTON, KY 41016-1506

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	319 ALTAMONT RD, COVINGTON, KY 41016-1506
Document Number	0000000049
Instrument Date	Nov 06, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86487 SAND HICKORY TRL YULEE FL 320977200, YULEE, FL 32097-7200

Mortgage

Document Number	0000000049
Date	Dec 05, 2019
Book Page	0C6819/000022
Instrument	49

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 04, 2039

Interest

Rate Type	Adjustable Rate

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	319 ALTAMONT RD, COVINGTON, KY 41016-1506
Document Number	0000000076
Instrument Date	Sep 22, 2017
Transaction Type	Mortgage
Record Updated	Sep 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 ALTAMONT RD COVINGTON KY 410161506, COVINGTON, KY 41016-1506

Mortgage

Document Number	0000000076
Date	Oct 09, 2017
Book Page	0C6267/000187
Instrument	76

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 08, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00 (+386.16%)	$129,900 (+77.95%) Land $5,000 Building $124,900	$129,900 (+77.95%) Land $5,000 Building $124,900
2023	$354.00 (-17.48%) Homeowner's exemption	$73,000 (-) Land $5,000 Building $68,000	$73,000 (-) Land $5,000 Building $68,000
2022	$429.00 Homeowner's exemption	$73,000 Land $5,000 Building $68,000	$73,000 Land $5,000 Building $68,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 471 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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