319 Alligator Dr Unit, Alligator Point (Panacea), FL 32346 Property Records

Franklin County property record for 319 Alligator Dr Unit, Alligator Point, FL 32346

Property Summary

Property Type	Townhouse
Details	3 bd · 2 ba · 1,780 sqft · built 2002
Lot Size	0.084 acres (3,690 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Apr 2022)
Tax Bill	$4,697 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone VE (high risk)
APN	`03-07S-02W-1100-000B-0090`

Property Details

APN / Parcel Number

Primary APN	`03-07S-02W-1100-000B-0090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,780 sqft Heated Area
Gross Area	2,140 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	3,690 sqft
Porch	Open Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	1646 UNIT 319 ALLIGATOR DR UNIT
City	ALLIGATOR POINT
State	FL
Zip	32346
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	PELICAN BAY TOWNHOUSE RESORT BLOCK B LOT 9 LOTS 46 & 47 NORTH OF THE ROAD ALLIGATOR POINT OR 707/783 919/80 1102/225 1334/196
Legal Range	02W
Legal Township	07S
Legal Section	03
Legal Subdivision	PELICAN BAY TWNHSES
Legal Block	B
Legal Lot Number	9 47
Jurisdiction	FRANKLIN FL
Township / Civil Division	CARRABELLE
Census Block Group	2
Census Block	2003
Census Tract	970102

Owner

Source: Franklin County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	986 BELLFLOWER CT, TALLAHASSEE, FL 32312-1211
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage TC FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2022 · Amount on Record
Deed Sale	Apr 28, 2022 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Document Number	202219002592
Deed Book / Page	1334 / 196
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN FL
Recording Date	Apr 28, 2022
Property Address	1646 UNIT 319 ALLIGATOR DR UNIT, ALLIGATOR POINT, FL 32346
Document Number	0019002592
Book / Page	1334 / 196
Instrument Date	Apr 26, 2022
Instrument	202219002592
Transaction Type	Transfer
Record Updated	Jan 6, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	164 CARSON OAKS LN, SANTA ROSA BEACH, FL 32459-7158

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	986 BELLFLOWER CT, TALLAHASSEE, FL 32312-1211

Mortgage

Document Number	0000000198
Date	Apr 28, 2022
Instrument	1334/198

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN FL
Property Address	1646 UNIT 319 ALLIGATOR DR UNIT, ALLIGATOR POINT, FL 32346
Transaction Type	Mortgage
Record Updated	Jan 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019004067
Date	Aug 16, 2018
Book Page	1225/570
Instrument	201819004067

Lender

Name	TC FEDERAL BANK
Type	Bank
Address	THOMASVILLE, GA 31799

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	178 Months
Due	Jun 26, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,697.00 (+3.44%)	$484,301 (-) Land $1 Building $484,300	$484,301 (-) Land $1 Building $484,300
2024	$4,541.00 (+17.22%)	$484,301 (+43.45%) Land $1 Building $484,300	$484,301 (+43.45%) Land $1 Building $484,300
2023	$3,874.00 (-2.61%)	$337,601 (-) Land $1 Building $337,600	$337,601 (-) Land $1 Building $337,600
2022	$3,978.00	$337,601 Land $1 Building $337,600	$337,601 Land $1 Building $337,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 293 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	329 units insured incl. 36 condo units
Nearby Flood Claims	72 (2005–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 12 claims Hurricane Michael, Oct 2018 · 45 claims Hurricane Dennis, Jul 2005 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALLIGATOR POINT WATER RESOURCE DISTRICT public/private · serves 1,400 people · EPA ID FL1190013
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Nearby Streets

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