31894 Eagle Pass Trl, Charlo, MT 59824 Property Records

Lake County property record for 31894 Eagle Pass Trl, Charlo, MT 59824 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,241 sqft · built 2006
Lot Size	39.4 acres (1,719,313 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,188 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R1520809`

Property Details

APN / Parcel Number

Primary APN	`R1520809`
Alternative APNs	`15-2988-32-1-01-08-0000` `0000017478`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,241 sqft Living Area
1st Floor Area	1,616 sqft
Attic	Attic
Attic Area	625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,719,313 sqft (39.4 acres)
Porch	Slab
Porch Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000017478
Street Address	31894 EAGLE PASS TRL
City	CHARLO
State	MT
Zip	59824-9796
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S32, T20 N, R19 W, C.O.S. 7406, ACRES 39.47, TRACT B2
Legal Range	19W
Legal Township	20N
Legal Section	32
Legal Subdivision	CERTIFICATE OF SRUVEY NO 7406RB
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	3
Census Block	3026
Census Tract	940500

Owner

Source: Lake County records · APN R1520809

Assessment roll updated September 16, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31894 EAGLE PASS TRL, CHARLO, MT 59824-9796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY BANK OF RONAN
Jun 26, 2020	Intrafamily Transfer, Transfer
Jul 30, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 10, 2020
Transfer Doc	578184
Record Updated	Jun 08, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	31894 EAGLE PASS TRL, CHARLO, MT 59824-9796
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	579564
Date	Aug 07, 2020
Instrument	579564

Lender

Name	VALLEY BANK OF RONAN
Type	Bank
Address	RONAN, MT 59864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Jun 26, 2020
Property Address	31894 EAGLE PASS TRL, CHARLO, MT 59824-9796
Document Number	578184
Instrument Date	Jun 10, 2020
Instrument	578184
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32200 EAGLE PASS TRL, 32200, CHARLO, MT 59824-8803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31894 EAGLE PASS TRL, CHARLO, MT 59824-9796

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE MT
Recording Date	Jul 30, 2018
Property Address	31894 EAGLE PASS TRL, CHARLO, MT 59824-9796
Document Number	563573
Map Reference	MAP7277BB
Instrument Date	Jul 24, 2018
Instrument	563573
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	30888 EAGLE PASS TRL, 30888, ALBERTON, MT 59820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	31894 EAGLE PASS TRL, CHARLO, MT 59824-9796

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated September 16, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Elementary School District	Ronan Elementary School District (PK - 08)
Secondary School District	Ronan High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 (-11.63%)	$521,779 (+34.73%)	$521,779 (+34.73%) Land $121,389 Building $400,390
2023	$2,476.00	$387,274	$387,274 Land $67,754 Building $319,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (30047C), updated November 16, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	High above 82% of the US · above 72% of Montana
Wildfire Likelihood	About 1 in 143 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 8 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Blackfoot Telephone Cooperative	DSL	40 / 5
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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