Augusta-Richmond County Consolidated Government property record for 3189 Waverly Ln, Augusta, GA 30909
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,324 sqft · built 2015 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $304,000 (Jul 2026) |
| Tax Bill | $3,599 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Sep 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-3-116-00-0 |
| Primary APN | 065-3-116-00-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,324 sqft Gross Area |
| 1st Floor Area | 1,114 sqft |
| Basement Area | 1,114 sqft |
| Unfinished Basement | 1,114 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Built-in |
| Garage Area | 480 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 45 sqft |
| Deck Area | Deck Area |
| Patio Area | 228 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3189 WAVERLY LN |
|---|---|
| City | AUGUSTA |
| State | GA |
| Zip | 30909-0674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1B |
| Legal Description | WILLHAVEN LOT 336 SEC 3 PH 3 |
| Legal Subdivision | WILLHAVEN |
| Legal Phase | 3 |
| Legal Lot Number | 336 |
| Jurisdiction | RICHMOND GA |
| Township / Civil Division | AUGUSTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10207 |
3189 Waverly Ln is owned and occupied by two individuals who bought it in July 2026.
Source: Augusta-Richmond County Consolidated Government records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3189 WAVERLY LN, AUGUSTA, GA 30909-0674 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 8, 2026 | Warranty Deed, Transfer PENNYMAC LOAN SERVICES LLC |
| Sep 13, 2023 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES |
| Jun 30, 2021 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2026 · Amount on File |
| Deed Sale | Jul 8, 2026 · Amount on File |
| Prior Sale | Feb 5, 2016 · Amount on File |
| Deed Document Number | 202622792 |
| Deed Book / Page | 2020 / 2810 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHMOND GA |
| Recording Date | Jul 8, 2026 |
| Property Address | 3189 WAVERLY LN, AUGUSTA, GA 30909-0674 |
| Document Number | 0017880000000892 |
| Book / Page | 2020 / 2810 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 202622792 |
| Transaction Type | Transfer |
| Record Updated | Sep 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3189 WAVERLY LN, AUGUSTA, GA 30909-0674 |
| Document Number | 2020002813, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 2020/2813 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3189 WAVERLY LN, AUGUSTA, GA 30909-0674 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3189 WAVERLY LN, AUGUSTA, GA 30909-0674 |
| Document Number | 0019000000000363 |
|---|---|
| Date | Sep 13, 2023 |
| Book Page | 0000001900/0000000363 |
| Instrument | 2023022503 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND GA |
| Property Address | 3189 WAVERLY LN, AUGUSTA, GA 30909-0674 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3189 WAVERLY LN, AUGUSTA, GA 30909-0674 |
| Document Number | 0017880000000892 |
|---|---|
| Date | Jun 30, 2021 |
| Book Page | 0000001788/0000000892 |
| Instrument | 2021022792 |
| Name | PENNYMAC LOAN SERVICES |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 3189 Waverly Ln was $3,599, down 7% from the year before.
Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County / Consolidated City | Augusta-Richmond County Consolidated Government |
| Unified School District | Richmond County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,599.00 (-6.98%) | ||
| 2025 | $3,869.00 | $126,512 Land $15,600 Building $110,912 | $316,280 Land $39,000 Building $277,280 |
| 2023 | $3,254.00 (-10.41%) | $113,392 (-1.89%) Land $15,600 Building $97,792 | $283,480 (-1.89%) Land $39,000 Building $244,480 |
| 2022 | $3,632.00 | $115,580 Land $15,600 Building $99,980 | $288,951 Land $39,000 Building $249,951 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3189 Waverly Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3189 Waverly Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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