Lexington-Fayette Urban County property record for 3189 Scottish Trce, Lexington, KY 40509
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,158 sqft · built 2004 |
| Lot Size | 0.17 acres (7,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Jul 2023) |
| Tax Bill | $5,291 (2026) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Dec 2020 Sale |
| APN | 38120000 |
| Primary APN | 38120000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 636 sqft |
| Basement Area | 1,169 sqft |
| Finished Basement | 936 sqft |
| Unfinished Basement | 1,169 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 7,418 sqft (0.17 acres) |
| Lot Width | 43.7 ft Width |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 3189 SCOTTISH TRCE |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40509-8544 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EAR-2 |
| Legal Description | M-166 BLACKFORD PROPERTY PHASE 1 UNIT 1-A LOT 4; BOOK: 3803 PAGE: 198 |
| Legal Subdivision | BLACKFORD PROPERTY PHASE 1 |
| Legal Lot Number | 4 |
| Legal Unit | 1-A |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE NORTHEAST |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 3915 |
3189 Scottish Trce is owned and occupied by an individual who bought it in July 2023.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3189 SCOTTISH TRCE, LEXINGTON, KY 40509-8544 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2023 | Deed, Transfer · FHA Mortgage GUARANTEED RATE INC |
| Dec 9, 2020 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on File |
| Deed Sale | Jul 28, 2023 · Amount on File |
| Prior Sale | Dec 9, 2020 · Amount on File |
| Deed Document Number | 202353 |
| Deed Book / Page | 4028 / 721 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jul 28, 2023 |
| Property Address | 3189 SCOTTISH TRCE, LEXINGTON, KY 40509-8544 |
| Document Number | DB4028/721 |
| Book / Page | DB 4028 / 721 |
| Map Reference | CAB M SL 166 |
| Instrument Date | Jul 21, 2023 |
| Instrument | 202307280053 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2023 |
| Title Company | FOUNDATION TITLE AND ESCROW LLC, FOUNDATION TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20302 ATASCOCITA SHORES DR, HUMBLE, TX 77346-1632 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3189 SCOTTISH TRCE, LEXINGTON, KY 40509-8544 |
| Document Number | 202307280054 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 202307280054 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Dec 9, 2020 |
| Property Address | 3189 SCOTTISH TRCE, LEXINGTON, KY 40509-8544 |
| Document Number | 3803/198 |
| Book / Page | 3803 / 198 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2026 property tax bill for 3189 Scottish Trce was $5,291, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,291.00 (+1.89%) | $420,000 (-) | $420,000 (-) |
| 2025 | $5,193.00 | $420,000 | $420,000 |
| 2023 | $4,292.00 (-3.18%) | $347,100 (-) | $347,100 (-) |
| 2022 | $4,433.00 | $347,100 | $347,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3189 Scottish Trce.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3189 Scottish Trce is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
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