3189 Poplar Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 3189 Poplar Rd, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,740 sqft · built 1940
Lot Size	1.8 acres (78,804 sqft)
Owner	Individual Name on File
Last Sale	$325,000 (Jan 2024)
Tax Bill	$3,462 (2026)
Deeds & Mortgages	Jan 2024 Sale & Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`415-0070-02280`

Property Details

APN / Parcel Number

Primary APN	`415-0070-02280`
Alternative APNs	`1075391` `1161497`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,740 sqft Gross Area
1st Floor Area	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	78,804 sqft (1.8 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	264 sqft
Deck Area	98 sqft
Storage Building	84 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1161497
Street Address	3189 POPLAR RD
City	DULUTH
State	MN
Zip	55804-3008
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	LOT: 0023 BLOCK:008 SERIAL #
Legal Subdivision	EXETER FARMS
Legal Block	8
Legal Lot Number	23
Jurisdiction	ST LOUIS MN
Township / Civil Division	LAKEWOOD
Census Block Group	2
Census Block	2026
Census Tract	10500

Owner

Source: St. Louis County records · APN 415-0070-02280

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3189 POPLAR RD, DULUTH, MN 55804-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2024	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 23, 2022	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Aug 08, 2019	Warranty Deed, Transfer · VA Mortgage WELLS FARGO BK
Aug 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 24, 2024 · Amount on Record
Deed Sale	Jan 24, 2024 · Amount on Record
Prior Sale	Aug 08, 2019 · Amount on Record
Deed Document Number	20241076437
Prior Transfer Date	Sep 11, 2006
Prior Transfer Doc	0000824595
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 24, 2024
Property Address	3189 POPLAR RD, DULUTH, MN 55804-3008
Document Number	0001076437
Instrument Date	Sep 15, 2023
Instrument	1076437
Transaction Type	Transfer
Record Updated	Feb 06, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,072.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3189 POPLAR RD, DULUTH, MN 55804-3008

Mortgage

Document Number	0001076438
Date	Jan 24, 2024
Instrument	1076438

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Oct 01, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3189 POPLAR RD, DULUTH, MN 55804-3008
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 POPLAR RD, DULUTH, MN 55804-3008

Mortgage

Document Number	0001056888
Date	May 23, 2022
Instrument	1056888

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	DES MOINES, IA 50328

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Sep 01, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 08, 2019
Property Address	3189 POPLAR RD, DULUTH, MN 55804-3008
Document Number	00T1013385
Instrument Date	Aug 06, 2019
Instrument	T1013385
Transaction Type	Transfer
Record Updated	Aug 20, 2019
Title Company	AUTHORITY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$709.17
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3189 POPLAR RD DULUTH MN 558043008, DULUTH, MN 55804-3008

Mortgage

Document Number	T1013386
Date	Aug 08, 2019
Instrument	T1013386

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2049

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3189 POPLAR RD, DULUTH, MN 55804-3008
Document Number	000T989856
Instrument Date	Aug 25, 2017
Transaction Type	Mortgage
Record Updated	Oct 02, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3189 POPLAR RD DULUTH MN 558043008, DULUTH, MN 55804-3008

Mortgage

Document Number	000T989856
Date	Sep 19, 2017
Instrument	T989856

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2037

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Lakewood Township
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,462.00 (+13.29%) Homeowner's exemption
2025	$3,056.00 (+6.85%) Homeowner's exemption	$324,700 (+13.93%) Land $56,700 Building $268,000	$324,700 (+13.93%) Land $56,700 Building $268,000
2024		$285,000 (+13.28%) Land $52,500 Building $232,500	$285,000 (+13.28%) Land $52,500 Building $232,500
2023	$2,860.00 Homeowner's exemption
2022		$251,600 Land $48,300 Building $203,300	$251,600 Land $48,300 Building $203,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2012 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2012 · 2 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Fiber	2,000 / 1,000

Based on FCC filings for 36 locations within half a mile of this property.

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