3189 Dunlap St, Lincoln, CA 95648 Property Records

Placer County property record for 3189 Dunlap St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,318 sqft · built 2022
Owner	2 Individual Names on File
Last Sale	$580,000 (Dec 2025)
Tax Bill	$9,498 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-390-087-000`

Property Details

APN / Parcel Number

Primary APN	`009-390-087-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,318 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3189 DUNLAP ST
City	LINCOLN
State	CA
Zip	95648-6321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 87 INDEPENDENCE AT LINCOLN UNIT 3 MOR FF-27
Legal Lot Number	87
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2009
Census Tract	23900

Owner

3189 Dunlap St is owned and occupied by two individuals who bought it in December 2025.

Source: Placer County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3189 DUNLAP ST, LINCOLN, CA 95648-6321
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Commercial Mortgage D R HORTON CA2 INC
Dec 12, 2025	Grant Deed, Transfer · Conventional Mortgage 5TH STREET CAPITAL INC
Feb 22, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Mar 9, 2022	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on File
Deed Sale	Dec 12, 2025 · Amount on File
Prior Sale	Feb 22, 2023 · Amount on File
Deed Document Number	202570054
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3189 DUNLAP ST, LINCOLN, CA 95648-6321
Transaction Type	Mortgage
Record Updated	Dec 26, 2025
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067417
Date	May 19, 2021
Instrument	2021-0067417

Lender

Name	D R HORTON CA2 INC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 12, 2025
Property Address	3189 DUNLAP ST, LINCOLN, CA 95648-6321
Document Number	0000070054
Map Reference	MB FF PG 27
Instrument Date	Dec 2, 2025
Instrument	2025-0070054
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3189 DUNLAP ST, LINCOLN, CA 95648-6321

Mortgage

Document Number	0000070055
Date	Dec 12, 2025
Instrument	2025-0070055

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

February 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Feb 22, 2023
Property Address	3189 DUNLAP ST, LINCOLN, CA 95648-6321
Document Number	0000008324
Map Reference	MB FF PG 27
Instrument Date	Feb 16, 2023
Instrument	2023-0008324
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 9, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 DUNLAP ST, LINCOLN, CA 95648-6321
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008325
Date	Feb 22, 2023
Instrument	2023-0008325

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 9, 2022
Property Address	3189 DUNLAP ST, LINCOLN, CA 95648-6321
Document Number	0000020834
Instrument Date	Mar 3, 2022
Instrument	2022-0020834
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2260 DOUGLAS BLVD STE 110, 110, ROSEVILLE, CA 95661-4208
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3189 Dunlap St was $9,498.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$580,000 (+6.25%) Land $160,000 Building $420,000
2025	$9,498.00	$545,897 Land $166,464 Building $379,433
2023	$8,682.00 (+88.66%)	$481,672 Land $108,672 Building $373,000
2022	$4,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3189 Dunlap St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3189 Dunlap St is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 47% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber · Cable	1,500 / 1,500
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Fidium Fiber.

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