Macon County property record for 3189 Clarks Chapel Rd, Franklin, NC 28734
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 864 sqft · built 2003 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Dec 2020) |
| Tax Bill | $901 (2026) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 6592285680 |
| Primary APN | 6592285680 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Heated Area |
| 1st Floor Area | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Concrete |
| Construction Type | Frame |
| Foundation Type | Pier/Post & Beam |
| Lot Area | 82,328 sqft (1.89 acres) |
| Terrain | Rolling |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Sewer | Septic |
| Account Number | 148506 |
|---|---|
| Street Address | 3189 CLARKS CHAPEL RD |
| City | FRANKLIN |
| State | NC |
| Zip | 28734-4652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | LOT 3 |
| Legal Lot Number | 3 |
| Jurisdiction | MACON NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 970600 |
3189 Clarks Chapel Rd is owned and occupied by an individual who bought it in December 2020.
Source: Macon County records, as of October 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3189 CLARKS CHAPEL RD, FRANKLIN, NC 28734-4652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on File |
| Deed Sale | Dec 18, 2020 · Amount on File |
| Prior Sale | Apr 12, 2007 · Amount on File |
| Deed Document Number | 202010186 |
| Deed Book / Page | 40 / 420 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MACON NC |
| Recording Date | Dec 18, 2020 |
| Property Address | 3189 CLARKS CHAPEL RD, FRANKLIN, NC 28734-4652 |
| Document Number | M40/420 |
| Book / Page | M-40 / 420 |
| Instrument Date | Dec 16, 2020 |
| Instrument | 2020010186 |
| Transaction Type | Transfer |
| Record Updated | Oct 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3486 COASTAL HWY, 3486, CRAWFORDVILLE, FL 32327-4202 |
| Name | Verified Name |
|---|---|
| Address | 3189 CLARKS CHAPEL RD, FRANKLIN, NC 28734-4652 |
| Document Number | 2020010187 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 2020010187 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2026 property tax bill for 3189 Clarks Chapel Rd was $901.
Source: Macon County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Macon County |
| Unified School District | Macon County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $901.00 | $241,370 Land $84,390 Building $156,980 | $241,370 Land $84,390 Building $156,980 |
| 2025 | $901.00 | ||
| 2023 | $889.00 | $241,370 Land $84,390 Building $156,980 | $241,370 Land $84,390 Building $156,980 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3189 Clarks Chapel Rd in Zone AE, a high-risk flood area within the regulatory floodway; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3189 Clarks Chapel Rd is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Optimum Cable | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures