3188 Winter Way, Madera, CA 93637 Property Records

Madera County property record for 3188 Winter Way, Madera, CA 93637

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,702 sqft · built 2002
Lot Size	0.153 acres (6,680 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (May 2026)
Tax Bill	$3,669 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`009-470-027-000`

Property Details

APN / Parcel Number

Primary APN	`009-470-027-000`
Alternative APN	`009470027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,702 sqft Living Area
1st Floor Area	1,702 sqft
Basement Area	427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	6,680 sqft (0.153 acres)
Garage Area	427 sqft
Parking Spaces	2 Parking Spaces
Patio Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3188 WINTER WAY
City	MADERA
State	CA
Zip	93637-5972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAPISTRANO X PHASE III LOT 132
Legal Subdivision	CAPISTRANO X PHASE III
Legal Lot Number	132
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	1
Census Block	1009
Census Tract	702

Owner

Source: Madera County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3188 WINTER WAY, MADERA, CA 93637-5972
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Dec 22, 2021	Deed of Trust, Mortgage · FHA Mortgage EQUITY PRIME MORTGAGE LLC
Oct 24, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 10, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 13, 2026	Grant Deed, Transfer · FHA Mortgage KIND LENDING LLC
Oct 9, 2018	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 12, 2018	Grant Deed, Transfer · FHA Mortgage ALTERRA HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on Record
Deed Sale	May 13, 2026 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20269887
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3188 WINTER WAY, MADERA, CA 93637-5972
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 WINTER WAY, MADERA, CA 93637-5972

Mortgage

Document Number	0000014875
Date	May 7, 2021
Instrument	2021014875

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3188 WINTER WAY, MADERA, CA 93637-5972
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3189 WINTER WAY, MADERA, CA 93637-5973

Mortgage

Document Number	0000039501
Date	Dec 22, 2021
Instrument	2021039501

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3188 WINTER WAY, MADERA, CA 93637-5972
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 WINTER WAY, MADERA, CA 93637-5972

Mortgage

Document Number	0000027430
Date	Oct 24, 2022
Instrument	2022027430

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 23, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3188 WINTER WAY, MADERA, CA 93637-5972
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 WINTER WAY, MADERA, CA 93637-5972

Mortgage

Document Number	0000018759
Date	Sep 10, 2025
Instrument	2025018759

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	May 13, 2026
Property Address	3188 WINTER WAY, MADERA, CA 93637-5972
Document Number	0000009887
Instrument Date	Apr 17, 2026
Instrument	2026.9887
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$45,551.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3188 WINTER WAY, MADERA, CA 93637-5972

Mortgage

Document Number	0000009888,
Date	May 13, 2026
Instrument	2026..9888

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	3188 WINTER WAY, MADERA, CA 93637-5972
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023003
Date	Oct 9, 2018
Instrument	2018023003

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jul 12, 2018
Property Address	3188 WINTER WAY, MADERA, CA 93637-5972
Document Number	0000015705
Instrument Date	Jun 20, 2018
Instrument	15705
Transaction Type	Transfer
Record Updated	Jul 18, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$308.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 WINTER WAY MADERA CA 936375972, MADERA, CA 93637-5972

Mortgage

Document Number	15706
Date	Jul 12, 2018
Instrument	15706

Lender

Name	ALTERRA HM LNS
Address	LAS VEGAS, NV 89145

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 11, 2048

Tax Assessment & Valuation

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Municipality	Madera City
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$318,586 (+2%) Land $34,133 Building $284,453
2025	$3,669.00 (+1.58%)	$312,340 (+4.04%) Land $33,464 Building $278,876
2023	$3,612.00 (+4.42%)	$300,213 Land $32,165 Building $268,048
2022	$3,459.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MADERA serves 66,560 people · EPA ID CA2010002
Water Source	Groundwater
Last State Inspection	Mar 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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