Charlevoix County property record for 3188 Sumner Rd, Boyne City, MI 49712
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,213 sqft · built 2003 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $675,000 (May 2005) |
| Tax Bill | $4,092 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-009-001-20 |
| Primary APN | 001-009-001-20 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,213 sqft Living Area |
| 1st Floor Area | 2,213 sqft |
| Basement Area | 2,213 sqft |
| Unfinished Basement | 2,009 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Ranch |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3188 SUMNER RD |
|---|---|
| City | BOYNE CITY |
| State | MI |
| Zip | 49712-8809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NE COR SEC 9 T33N R6W TH AL N LI SD SEC N89DEG45'59W 688.96FT TO PT IN C/L SUMNER RD BEING POB TH PARA WI E1/8 LI SD SEC |
| Legal Range | 06W |
| Legal Township | 33N |
| Legal Section | 09 |
| Jurisdiction | CHARLEVOIX MI |
| Township / Civil Division | BAY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 300 |
Source: Charlevoix County records, as of June 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3188 SUMNER RD, BOYNE CITY, MI 49712-8809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 10, 2005 · Amount on Record |
| Deed Sale | May 10, 2005 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlevoix County assessment roll, as of June 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Charlevoix County |
| County Subdivision | Bay Township |
| Unified School District | Boyne City Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $268,700 (+12.9%) | $537,400 (+12.9%) | |
| 2025 | $4,092.00 (+2.4%) Homeowner's exemption | $238,000 (+20.57%) | $476,000 (+20.57%) |
| 2024 | $3,996.00 (+10.02%) | ||
| 2023 | $197,400 | $394,800 | |
| 2022 | $3,632.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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