3188 Laurel St, Napa, CA 94558 Property Records

Napa County property record for 3188 Laurel St, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,125 sqft · built 1941
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual on Record
Last Sale	$667,000 (Jun 2026)
Tax Bill	$3,771 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`004-031-044-000`

Property Details

APN / Parcel Number

Primary APN	`004-031-044-000`
Alternative APNs	`004-031-044` `00403144`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,125 sqft Living Area
Gross Area	1,372 sqft
1st Floor Area	1,125 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1970
Construction Type	Wood
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	247 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	004-031-044
Street Address	3188 LAUREL ST
City	NAPA
State	CA
Zip	94558-5629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS5
Legal Description	LOT 355 WESTWOOD SUB NO 2 4R/M14,15
Legal Subdivision	WESTWOOD #2
Legal Lot Number	355
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	200804

Owner

Source: Napa County assessment roll, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	PO BOX 212, RUTHERFORD, CA 94573-0212
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Apr 20, 2012 · Amount on Record
Deed Document Number	20269205
Prior Transfer Date	Sep 5, 2006
Prior Transfer Doc	0000031346
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jun 24, 2026
Property Address	3188 LAUREL ST, NAPA, CA 94558-5629
Document Number	0000009205
Instrument Date	Jun 5, 2026
Instrument	20269205
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,103.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009207,
Date	Jun 24, 2026
Instrument	20269207

Lender

Name	GOLDEN STATE FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 23, 2031

Interest

Rate	6.36%
Max Rate	-1%

Mortgage

Document Number	0000009206,
Date	Jun 24, 2026
Instrument	20269206

Lender

Name	PRIMARY RESID'L MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

Tax Assessment & Valuation

Source: Napa County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,771.00 (+4.37%)	$263,758 (+4.04%) Land $100,478 Building $163,280	$263,758 Land $100,478 Building $163,280
2023	$3,613.00 (+1.2%)	$253,518 Land $96,577 Building $156,941
2022	$3,570.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Valley Internet, Verizon.

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