3188 Isabella Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3188 Isabella Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 827 sqft · built 1973
Lot Size	0.87 acres (3,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Dec 2018)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Dec 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`165-412-11-00`

Property Details

APN / Parcel Number

Primary APN	`165-412-11-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	827 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Lot Area	3,800 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3188 ISABELLA DR
City	OCEANSIDE
State	CA
Zip	92056-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 436 TR 007220
Legal Subdivision	COSTA SERENA
Legal Tract	007220
Legal Block	2
Legal Lot Number	436
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3188 ISABELLA DR, OCEANSIDE, CA 92056-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 9, 2019	Quit Claim Deed, Transfer · VA Mortgage NAVY FCU
Dec 14, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Dec 14, 2018	Grant Deed, Transfer · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Oct 28, 2004 · Amount on Record
Deed Document Number	2018514415
Last Transfer Date	Nov 25, 2019
Transfer Doc	0000572205
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3188 ISABELLA DR, OCEANSIDE, CA 92056-3901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 ISABELLA DR, OCEANSIDE, CA 92056-3901

Mortgage

Document Number	0000053689
Date	Jan 25, 2021
Instrument	2021-0053689

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 9, 2019
Property Address	3188 ISABELLA DR, OCEANSIDE, CA 92056-3901
Document Number	0000572205
Instrument Date	Nov 25, 2019
Instrument	572205
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3188 ISABELLA DR OCEANSIDE CA 920563901, OCEANSIDE, CA 92056-3901

Mortgage

Document Number	572206
Date	Dec 9, 2019
Instrument	572206

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 8, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	3188 ISABELLA DR, OCEANSIDE, CA 92056-3901
Document Number	0000514416
Instrument Date	Dec 11, 2018
Instrument	514416
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	601 MISSION AVE OCEANSIDE CA 920542831, OCEANSIDE, CA 92054-2831

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 14, 2018
Property Address	3188 ISABELLA DR, OCEANSIDE, CA 92056-3901
Document Number	0000514415
Instrument Date	Nov 15, 2018
Instrument	514415
Transaction Type	Transfer
Record Updated	Dec 21, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$302.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3188 ISABELLA DR OCEANSIDE CA 920563901, OCEANSIDE, CA 92056-3901

Mortgage

Document Number	514417
Date	Dec 14, 2018
Instrument	514417

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$312,895 (+2%) Land $190,817 Building $122,078
2025	$3,402.00 (+5.29%) Homeowner's exemption	$306,761 (+4.04%) Land $187,076 Building $119,685
2023	$3,231.00 (+1.57%) Homeowner's exemption	$294,851 Land $179,812 Building $115,039
2022	$3,181.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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