1. Home
  2. Florida
  3. Spring Hill
  4. Gulf Dr

3188 Gulf Dr, Spring Hill, FL 34607 Property Records

Hernando County property record for 3188 Gulf Dr, Spring Hill, FL 34607

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,024 sqft · built 1966
Lot Size0.114 acres (4,955 sqft)
Owner2 Individual Names on File
Last Sale$165,000 (Jun 2019)
Tax Bill$3,542 (2025)
Deeds & MortgagesJun 2019 Sale
Feb 2019 Sale
Flood ZoneZone AE (high risk)
APNR36-223-16-2080-00A0-0040

Property Details

APN / Parcel Number

Primary APNR36-223-16-2080-00A0-0040
Alternative APNs
  • 00174705
  • 174705

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,024 sqft Living Area
Gross Area1,896 sqft
1st Floor Area1,024 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2003
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeShed Roof
Roof MaterialComposition Shingle
Lot Area4,955 sqft (0.114 acres)
Lot Dimensions99 ft deep x 50 ft wide
Garage TypeAttached
Garage Area552 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed Porch
Porch Area320 sqft
Patio Area528 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00174705
Street Address3188 GULF DR
CitySPRING HILL
StateFL
Zip34607
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGULF N RIVER ISLANDS BLK A LOT 4
Legal Range16E
Legal Township23S
Legal Section36
Legal SubdivisionGULF N RIVER ISLANDS
Legal BlockA
Legal Lot Number4
JurisdictionHERNANDO FL
Township / Civil DivisionHERNANDO BEACH
Census Block Group1
Census Block1039
Census Tract41501

Owner

3188 Gulf Dr is owned by two individuals who bought it in June 2019.

Source: Hernando County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address730 TERRA VISTA ST, BRANDON, FL 33511-6609
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 12, 2019Warranty Deed, Transfer
HOME/LAND TITLE INC
Feb 1, 2019Warranty Deed, Transfer
HOME/LAND TITLE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2019 · Amount on File
Deed SaleJun 12, 2019 · Amount on File
Prior SaleFeb 1, 2019 · Amount on File
Deed Document Number201936139
Deed Book / Page3714 / 89
Prior Transfer DateOct 5, 2011
Prior Transfer Doc0028531794
Record UpdatedJun 8, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateJun 12, 2019
Property Address3188 GULF DR, SPRING HILL, FL 34607
Document Number0037140089
Book / Page003714 / 000089
Instrument DateJun 10, 2019
Instrument36139
Transaction TypeTransfer
Record UpdatedJul 8, 2019
Title CompanyHOME/LAND TITLE INC

Transaction

AmountAmount on Record
Tax$1,155.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address730 TERRA VISTA ST BRANDON FL 335116609, BRANDON, FL 33511-6609

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateFeb 1, 2019
Property Address3188 GULF DR, SPRING HILL, FL 34607
Document Number0036670345
Book / Page003667 / 000345
Instrument DateJan 30, 2019
Instrument6906
Transaction TypeTransfer
Record UpdatedMar 7, 2019
Title CompanyHOME/LAND TITLE INC

Transaction

AmountAmount on Record
Tax$490.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4470 LAGER ST BROOKSVILLE FL 346028249, BROOKSVILLE, FL 34602-8249

Tax Assessment & Valuation

The 2025 property tax bill for 3188 Gulf Dr was $3,542.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,542.00$207,577$226,552 Land $59,771 Building $166,781
2023$171,551 Land $2,284 Building $169,267
2022$3,006.00$234,808 Land $59,771 Building $175,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3188 Gulf Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 357 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies357 in force
Nearby Flood Claims602 (1983–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Helene, Sep 2024 · 245 claims
  • Hurricane Idalia, Aug 2023 · 46 claims
  • Hurricane Hermine, Sep 2016 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3188 Gulf Dr is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 76% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Also Mapped HerePCUD-PASCO COUNTY REGIONAL PWS
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Gulf Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures