3188 Culley Ct, Merced, CA 95348 Property Records

Merced County property record for 3188 Culley Ct, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,387 sqft · built 2003
Lot Size	0.145 acres (6,319 sqft)
Owner	2 Individual Names on Record
Last Sale	$181,000 (May 2016)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Transfer
Flood Zone	Zone AO (high risk)
APN	`005-391-042-000`

Property Details

APN / Parcel Number

Primary APN	`005-391-042-000`
Alternative APN	`005391042`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,387 sqft Living Area
Gross Area	1,779 sqft

Exterior

Year Built	Built 2003
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	6,319 sqft (0.145 acres)
Garage Type	Attached
Garage Area	392 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	005391042
Street Address	3188 CULLEY CT
City	MERCED
State	CA
Zip	95348-9508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	MONTEREY PINES PHASE 2 & 3 LOT 41
Legal Subdivision	MONTEREY PINES PH 02&3
Legal Lot Number	41
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1030
Census Tract	904

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3188 CULLEY CT, MERCED, CA 95348-9508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2016 · Amount on Record
Deed Sale	May 27, 2016 · Amount on Record
Prior Sale	May 27, 2016
Deed Document Number	0000017186
Last Transfer Date	Jan 12, 2017
Transfer Doc	0000001272
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	3188 CULLEY CT, MERCED, CA 95348-9508
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 CULLEY CT, MERCED, CA 95348-9508

Mortgage

Document Number	0000020664
Date	May 7, 2021
Instrument	2021020664

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	303 Months
Due	Aug 1, 2046

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 12, 2017
Property Address	3188 CULLEY CT, MERCED, CA 95348-9508
Document Number	0000001272
Instrument Date	Jan 11, 2017
Instrument	1272
Transaction Type	Transfer
Record Updated	Feb 23, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3188 CULLEY CT MERCED CA 953489508, MERCED, CA 95348-9508

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,387.00 (+7.09%) Homeowner's exemption	$214,260 (+4.04%) Land $53,268 Building $160,992
2023	$2,229.00 (+1.41%) Homeowner's exemption	$205,942 Land $51,200 Building $154,742
2022	$2,198.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - MEADOWBROOK private · serves 5,723 people · EPA ID CA2410008
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Ayera Technologies.

Nearby Properties on Culley Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures